# Payment processing that grows with your business

Transparent pricing. Every payment channel in one dashboard. Support from real people.

## Interchange-plus pricing

Pay the card network's actual cost plus a fixed margin instead of a blended flat rate.

## Every way your customers want to pay

Accept cards, digital wallets, and bank transfers from a single platform, so customers can pay the way they prefer.

## Pay lower credit card processing fees

Many payment processors charge a flat rate for every transaction, regardless of the underlying processing cost. With Finix's interchange-plus pricing, you pay the card network's actual cost plus a fixed margin, giving you a clear view of every payment processing fee. No hidden gateway fees. No surprise monthly charges. Built for businesses processing $5,000 or more in payments each month.

## Accept payments wherever you do business

Many growing businesses use separate tools for online and in-person payments, making reconciliation more time-consuming than it needs to be. Finix brings every payment channel together in one dashboard.

One dashboard. One payout. One support team.

### Payment links

Create and share secure payment links in minutes. No code required.

### Hosted checkout

Branded checkout page, live in minutes. Add it to your website or share it with customers.

### In-person payment

Accept card payments anywhere with Finix-compatible terminals.

### Recurring billing

Set up subscriptions without code. Smart retries and card updates reduce churn.

### Fraud management

Reduce fraud with machine learning and configurable risk rules.

### Reporting & analytics

Track payments, payouts, and profitability with real-time reporting.

## Pricing that works for your business

Finix uses interchange-plus pricing — you pay the card network's actual cost plus a small fixed margin. No flat rates. No surprises.

## Frequently asked questions for small businesses

### Is there a minimum monthly volume?

Finix has a $250/month minimum fee. It works best for businesses processing $5,000 or more per month.

### Can Finix replace my existing POS system?

Finix is a payment processor, not a POS. It works alongside your existing POS software.

### How does Finix's pricing compare to Square or PayPal?

Square and PayPal charge a flat rate on every transaction — you always pay the highest tier. Finix charges interchange-plus: the card network's actual cost plus a fixed margin.

### What happens if there's an issue with a payment?

Our support team averages a 5-hour ticket resolution time. You get real humans, not a chatbot. Dispute management tools are also built into your dashboard.

### Does Finix lock me into a long-term contract?

No. Finix is month-to-month with no long-term commitments and no setup fees.

## Build better online payment experiences

Create seamless checkout experiences and manage payment processing through a flexible online payments platform built for modern SMBs.