Payment processor built for small businesses | Finix

Payment processing that grows with your business

Transparent pricing. Every payment channel in one dashboard. Support from real people.

Interchange-plus pricing

Pay the card network's actual cost plus a fixed margin instead of a blended flat rate.

Every way your customers want to pay

Accept cards, digital wallets, and bank transfers from a single platform, so customers can pay the way they prefer.

Pay lower credit card processing fees

Many payment processors charge a flat rate for every transaction, regardless of the underlying processing cost. With Finix's interchange-plus pricing, you pay the card network's actual cost plus a fixed margin, giving you a clear view of every payment processing fee. No hidden gateway fees. No surprise monthly charges. Built for businesses processing $5,000 or more in payments each month.

Accept payments wherever you do business

Many growing businesses use separate tools for online and in-person payments, making reconciliation more time-consuming than it needs to be. Finix brings every payment channel together in one dashboard.

One dashboard. One payout. One support team.

Payment links

Create and share secure payment links in minutes. No code required.

Hosted checkout

Branded checkout page, live in minutes. Add it to your website or share it with customers.

In-person payment

Accept card payments anywhere with Finix-compatible terminals.

Recurring billing

Set up subscriptions without code. Smart retries and card updates reduce churn.

Fraud management

Reduce fraud with machine learning and configurable risk rules.

Reporting & analytics

Track payments, payouts, and profitability with real-time reporting.

Pricing that works for your business

Finix uses interchange-plus pricing — you pay the card network's actual cost plus a small fixed margin. No flat rates. No surprises.

Frequently asked questions for small businesses

Is there a minimum monthly volume?

Finix has a $250/month minimum fee. It works best for businesses processing $5,000 or more per month.

Can Finix replace my existing POS system?

Finix is a payment processor, not a POS. It works alongside your existing POS software.

How does Finix's pricing compare to Square or PayPal?

Square and PayPal charge a flat rate on every transaction — you always pay the highest tier. Finix charges interchange-plus: the card network's actual cost plus a fixed margin.

What happens if there's an issue with a payment?

Our support team averages a 5-hour ticket resolution time. You get real humans, not a chatbot. Dispute management tools are also built into your dashboard.

Does Finix lock me into a long-term contract?

No. Finix is month-to-month with no long-term commitments and no setup fees.

Build better online payment experiences

Create seamless checkout experiences and manage payment processing through a flexible online payments platform built for modern SMBs.