# Pricing for Platforms

Pricing for platforms enabling other companies to take payments. Optimize with Finix's configurable embedded payments solution to improve and create revenue, operations, and compliance efficiencies. Call our sales team to learn more: (866) 554-0994.

## Features and fees

### United States

| <br>Card processing | Flat Rate | Dynamic | Custom |
| --- | --- | --- | --- |
| **Processing Fee** _Applies to Visa, Mastercard, Discover_ | 2.75% + $0.30 | Interchange + Card Brand Fees + 0.3% + $0.30 | [Contact us](/content/contact-us/index.html) |
| **Amex Processing Fee** **2** | 0.3% + $0.30 | Amex Fees + 0.3% + $0.30 | [Contact us](/content/contact-us/index.html) |
| **International Processing Fee** | 1.5% | Included in interchange | [Contact us](/content/contact-us/index.html) |
| **Account** **Updater**<br>_Manage expired, lost, or stolen credit cards_ | .80 cents per update | .80 cents per update | [Contact us](/content/contact-us/index.html) |
| **Card Network Tokenization** | .25 cents per update | .25 cents per update | .25 cents per update |
| **Hosted Fields to Minimize PCI Scope** |  |  |  |
| **Machine Learning and Fraud Detection** **3** |  |  | [Contact us](/content/contact-us/index.html) |
| **Level 2 and Level 3 Processing** |  |  |  |
| **Subscription Billing** | .4% | .4% | .4% |

### Canada

| <br>ACH | Flat Rate | Dynamic | Custom Pricing |
| --- | --- | --- | --- |
| **Processing Fee** | 0.75% <br>_$0.25 min, $5 max_ | 0.75%<br>_$0.25 min, $5 max_ | [Contact us](/content/contact-us/index.html) |
| **Next Day Funding Fee** | 0%<br>_$1.00 min_ | 0%<br>_$1.00 min_ | [Contact us](/content/contact-us/index.html) |
| **One-Time Account Validation** | $0.50 | $0.50 | [Contact us](/content/contact-us/index.html) |
| **Return** | $5 each | $5 each | [Contact us](/content/contact-us/index.html) |
| **Notice of Change (NOC)** | $3 per notification | $3 per notification | [Contact us](/content/contact-us/index.html) |
| **Instant Payouts** | 1.5% | 1.5% | 1.5% |

### Expeditions & compliance

| <br>Expeditions & compliance | Flat Rate | Dynamic | Custom Pricing |
| --- | --- | --- | --- |
| **Card and ACH Disputes** | $30 | $30 | [Contact us](/content/contact-us/index.html) |
| **Fraud Monitoring** | Console & Custom ML Model Setup Fee: $1,500<br>Per transaction price: $0.70 | Console & Custom ML Model Setup Fee: $1,500<br>Per transaction price: $0.70 | [Contact us](/content/contact-us/index.html) |
| **Webhook Notifications For Any Exceptions Created** |  |  |  |
| **Dispute Management Tools** |  |  |  |
| **Live Chargeback Expert Support** |  |  |  |

### Merchant management

| <br>Merchant management | Flat Rate | Dynamic | Custom Pricing |
| --- | --- | --- | --- |
| **Per Merchant Payout** | $0.25 | $0.25 | [Contact us](/content/contact-us/index.html) |
| **Merchant Onboarding** | $5 one-time fee per merchant | $5 one-time fee per merchant | [Contact us](/content/contact-us/index.html) |
| **Active Merchant** | $2.50 per month per merchant | $2.50 per month per merchant | [Contact us](/content/contact-us/index.html) |
| **1099-K Issuance** | $5 per year per merchant | $5 per year per merchant | [Contact us](/content/contact-us/index.html) |
| **Plaid Integration** | $3 | $3 | [Contact us](/content/contact-us/index.html) |
| **Prebuilt Merchant Onboarding Forms** |  |  |  |
| **Merchant Identity Verification Including KYC, KYB, and OFAC Checks** |  |  | [Contact us](/content/contact-us/index.html) |
| **Prebuilt Merchant Dashboards** |  |  |  |
| **Customizable Payout Schedules** |  |  |  |
| **PCI SAQ Forms** **4** |  |  |  |

### Additional benefits & options

| <br>Additional benefits & options | Flat Rate | Dynamic | Custom Pricing |
| --- | --- | --- | --- |
| **Dedicated Implementation Manager and Developer Support** |  |  |  |
| **24/7 Emergency Support and Short Response Times** |  |  |  |
| **Real-Time Payment Analytics and Insights** |  |  |  |
| **No-Code Payment Links and Virtual Terminal** |  |  |  |
| **Low-Code Checkout Pages** |  |  |  |
| **Split Transactions and Payouts** |  |  |  |
| **Payment Terminal Management in Your Dashboard** | [Contact us](/content/contact-us/index.html) | [Contact us](/content/contact-us/index.html) | [Contact us](/content/contact-us/index.html) |

1 Pricing shown is subject to eligibility and may change based on the risk of your business. Transaction fees charged will not be returned for refunded transactions.

2 Amex Direct pricing is $0.15 per transaction.

3 Enhanced fraud monitoring tools are available. [Contact us](/content/contact-us/index.html) to learn more.

4 The PCI attestation is a declaration of an organization’s compliance status with the Payment Card Industry Data Security Standards. In the event of PCI Attestation Non-Compliance, you will be charged $35 per month per merchant.

## Power Payments for Your Business—Talk to Our Experts Today

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