# Pricing for Direct Merchants

For small to large merchants processing payments for goods and services. Save on payment processing costs, and create seamless checkout experiences. Call our sales team to learn more: (866) 554-0994.

## Features and fees

### United States

| <br>Card processing | Standard | Custom |
| --- | --- | --- |
| **Processing Subscription Tier** **1** | Starting at $250 monthly | For businesses processing more than $1M annually, [contact us](/content/contact-us/index.html) |
| **0% Markup on Interchange and Card Network Fees** |  |  |
| **Card Processing** | Card Present: $0.08<br>Card Not Present: $0.15 | [Contact us](/content/contact-us/index.html) |
| **Amex Processing** | 0.30% per transaction | [Contact us](/content/contact-us/index.html) |
| **Account Updater** _Manage expired, lost, or stolen credit cards_ | .55 cents per update | .55 cents per update |
| **Machine Learning Fraud Detection** **2** |  |  |
| **Level 2 and Level 3 Processing** |  |  |
| **Card Network Tokenization** | .15 cents per update | .15 cents per update |
| **Hosted Fields to Minimize PCI Scope** |  |  |
| **Subscription Billing** | .4% | .4% |

### Canada

| <br>ACH | Standard | Custom |
| --- | --- | --- |
| **ACH Processing** | 1% per same day entry<br>_$1 min; $10 max_ | [Contact us](/content/contact-us/index.html) |
| **ACH Validation** | $0.55 | [Contact us](/content/contact-us/index.html) |
| **ACH Returns** | $5 each | [Contact us](/content/contact-us/index.html) |
| **ACH Instant Payout** | 1.5% | 1.5% |

### Exceptions & compliance

| <br>Exceptions & compliance | Standard | Custom |
| --- | --- | --- |
| **Card and ACH Disputes** | $30 | [Contact us](/content/contact-us/index.html) |
| **Plaid Integration** | $3 | [Contact us](/content/contact-us/index.html) |
| **Webhook Notifications For Any Exceptions Created** |  |  |
| **Dispute Management Tools** |  |  |
| **Live Chargeback Expert Support** |  |  |

### Additional benefits & options

| <br>Additional benefits & options | Standard | Custom |
| --- | --- | --- |
| **Dedicated Implementation Manager and Developer Support** |  |  |
| **24/7 Emergency Support and Short Response Times** |  |  |
| **Real-Time Payment Analytics and Insights** |  |  |
| **No-Code Payment Links and Virtual Terminal** |  |  |
| **Low-Code Checkout Pages** |  |  |
| **Customized Payout Schedules** |  |  |
| **Split Transactions and Payouts** |  |  |
| **E-commerce Plugins: WooCommerce** |  |  |
| **Payment Terminals and Fleet Management** | [Contact us](/content/contact-us/index.html) | [Contact us](/content/contact-us/index.html) |

1 Subscription pricing is determined by your transaction processing volume. If certain processing volume thresholds are exceeded, subscription pricing may increase upon notice to you.

_2_Enhanced fraud monitoring tools are available. [Contact us](/content/contact-us/index.html) to learn more.

## Talk to Our Experts Today

## Power Payments for Your Business

Unlock seamless, scalable payments with Finix. Whether you're launching a new product, expanding into new markets, or looking to streamline transactions, we have the tools to help.

**Maximize Your Revenue Potential -** Unlock new revenue streams, reduce operational costs, and accelerate transaction speed with our powerful, flexible platform

**Faster Go-To-Market** – Low code, no code and developer-friendly solutions

**Seamless Scalability** – Future-proof payment infrastructure

**Reduce Operational Costs –** Simplify payment operations and lower the total cost of ownership with an all-in-one platform

## Build better online payment experiences

Create seamless checkout experiences and manage payment processing through a flexible online payments platform built for modern software platforms.