Pricing for Direct Merchants | Finix

Pricing for Direct Merchants

For small to large merchants processing payments for goods and services. Save on payment processing costs, and create seamless checkout experiences. Call our sales team to learn more: (866) 554-0994.

Features and Fees

United States

Standard

Custom

Processing Subscription Tier 1 Starting at $250 monthly For businesses processing more than $1M annually, contact us
0% Markup on Interchange and Card Network Fees
Card Processing Card Present: $0.08
Card Not Present: $0.15
Contact us
Amex Processing 0.30% per transaction Contact us
Account Updater Manage expired, lost, or stolen credit cards .55 cents per update .55 cents per update
Machine Learning Fraud Detection 2
Level 2 and Level 3 Processing
Card Network Tokenization .15 cents per update .15 cents per update
Hosted Fields to Minimize PCI Scope
Subscription Billing .4% .4%

ACH

ACH Processing 1% per same day entry
$1 min; $10 max
Contact us
ACH Validation $0.55 Contact us
ACH Returns $5 each Contact us
ACH Instant Payout 1.5% 1.5%

Exceptions & Compliance

Card and ACH Disputes $30 Contact us
Plaid Integration $3 Contact us
Webhook Notifications For Any Exceptions Created
Dispute Management Tools
Live Chargeback Expert Support

Additional Benefits & Options

Dedicated Implementation Manager and Developer Support
24/7 Emergency Support and Short Response Times
Real-Time Payment Analytics and Insights
No-Code Payment Links and Virtual Terminal
Low-Code Checkout Pages
Customized Payout Schedules
Split Transactions and Payouts
E-commerce Plugins: WooCommerce
Payment Terminals and Fleet Management Contact us Contact us

1 Subscription pricing is determined by your transaction processing volume. If certain processing volume thresholds are exceeded, subscription pricing may increase upon notice to you.

_2_Enhanced fraud monitoring tools are available. Contact us to learn more.

Power Payments for Your Business—Talk to Our Experts Today

Unlock seamless, scalable payments with Finix. Whether you're launching a new product, expanding into new markets, or looking to streamline transactions, we have the tools to help.

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Faster Go-To-Market – Low code, no code & developer-friendly solutions

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