Payments for Digital Wallet Providers

Increase conversions with Finix. Automate loading funds to digital wallets with the Finix API, and rest assured sensitive customer payment details are secure with Finix tokenization.

Boost your bottom line with key payment features

• Tokenized card details mean frictionless repeat digital wallet payments.
• Lower friction in the buying process leads to fewer abandoned transactions, translating to higher rates of successful sales and a healthier bottom line.

Be at the forefront of consumer convenience with open digital wallets

If you're offering digital wallets, you're in good company. More than 50% of Americans prefer digital wallets over traditional payment methods.

• Eliminate the need to carry physical cards
• Provide digital wallets supported by card brands, so customers can pay for a number of goods and services at nearly any retailer
• Configure automatic wallet replenishments so your customers have access to crucial funds
• Instantly disburse funds with Finix Payouts

Fund prepaid cards for everything from commuter transit to children’s allowance

• Securely store card data with tokenization, no need to carry physical transit cards
• Integrate your recurring payments for balance top-offs to Finix’s payment platform
• Prepaid cards have become the modern type of allowance - helping parents track their children's expenses, while teaching them to manage money responsibly
• If a pre-card is no longer needed, disburse leftover funds back to a consumer’s bank account with Finix Payouts

Load funds with contactless payment terminals

Finix offers payment terminals with near field communication (NFC) capabilities. Simply tap customers’ cards onto the device, and auto-load the programmed amount. This works for multiple use cases, from prepaid cards to loading funds onto a prepaid bracelet at a concert or event.

Learn more about other services Finix supports like lending.

Empower with Scalable Payment Solutions

Unlock the potential of your digital wallet platform with Finix’s robust, scalable payment infrastructure. From seamless transactions to compliance with key industry standards, we provide the tools to enhance your platform’s capabilities and grow your user base. Whether you're managing wallets or enabling secure payments, Finix ensures you're set for success.

Trusted across review platforms

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Explore payments technology and equipment insights

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  Payment solutions
  
  July 2, 2026
  
  Virtual terminals for small businesses: accept payments without a card reader \
  If you run a small business and need to accept payments over the phone, by mail, or without a card reader, a virtual terminal can help. It lets you securely enter a customer’s payment details through a web browser, giving you a simple way to accept card payments without additional hardware. Whether you’re taking payments remotely or need a backup when your physical terminal is unavailable, a virtual terminal can keep your business running smoothly.](/content/resources/blogs/virtual-terminals-an-essential-payment-tool-for-your-business/index.html)

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  Beyond payments
  
  May 14, 2026
  
  Finix Launches Unattended Payment Terminal for Self-Service Environments \
  Self-service payments are becoming a standard expectation across retail, hospitality, and automated services. But deploying reliable payment infrastructure in unattended environments has historically been complex, requiring custom hardware, fragmented integrations, or limited payment support. Finix’s new unattended payment terminal is designed to simplify that. Built on Android and fully integrated with Finix, it allows businesses to accept payments in kiosks, vending machines, and other self-service environments without adding operational overhead. This allows businesses to deploy payments in environments that previously required staff or custom infrastructure, while maintaining the same reliability and control as traditional checkout.](/content/resources/blogs/finix-launches-unattended-payment-terminal/index.html)

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  Payment processing
  
  August 28, 2025
  
  Complete Guide to In-Person Payment Processing 2025 \
  Own the Future of In-Person Payments in 2025
  Contactless transactions are now the norm, EMV (refers to the chip card technology standard (developed by Europay, MasterCard, and Visa) that secures payment card transactions) adoption is nearly universal, and (Point of Sale) POS is projected to process over $5.63 trillion globally by 2027. As consumers demand more convenience and businesses scale across channels, your payments infrastructure must keep up. That means more than just having a working card reader. It’s about delivering reliable, secure, and omnichannel-ready payment experiences, from curbside pickup to mobile checkout to kiosk-based vending. It’s also about reducing your PCI burden, minimizing fraud, and making data-driven decisions in real time. As payments become more complex, merchants and platforms can no longer rely on patchwork solutions. With Finix’s unified API, 99.999% uptime, and the ability to manage multiple form factors and large fleets of devices, you can control your in-person payments without compromise while future-proofing for what’s next in the market. Streamline your in-person payments with Finix: See how](/content/resources/blogs/complete-guide-inpersonpaymentsprocessing-2025/index.html)

Build better online payment experiences

Create seamless checkout experiences and manage payment processing through a flexible online payments platform built for modern software platforms.