# Using Payment Devices with the Virtual Terminal

When processing a transaction using the Virtual Terminal, you can process the payment by collecting the payment using a payment device rather than manually entering the payment method on the dashboard.

## 1. Navigate to the Virtual Terminal

### Option 1: From the Payments List Page
1. From the left navigation, click **Transactions** > **Payments**.
2. Click **Take a Payment**.

### Option 2: From the Virtual Terminal Page
From the left navigation, click **Tools** > **Virtual Terminal**.

## 2. Fill Out Basic Form Information
1. Select whether to process a **Sale** or **Authorization** using the Virtual Terminal.
2. Under **Transaction Details**, enter a **Total Purchase Amount** and a **Description**.

## 3. Send to a Payment Device
1. Under **Transaction Details**, select **Send to a payment device**.
2. Click **Review Transaction**.

- A **Ready for payment** message displays on the dashboard indicating that the device is ready for a card tap, swipe, or dip.

## 4. Buyer Makes the Payment
On the payment device, a prompt displays asking the buyer to tap, insert, or swipe their card.

If approved, a **Payment Approved** screen displays on the device, prompting the buyer to choose a receipt option: **Print**, **Email**, **Text**, or **No Receipt**.

If the payment fails, the dashboard displays an error:

## 5. Review the Payment Confirmation
On the dashboard, a confirmation page displays a **Payment ID** you can use to [manage the transaction](https://docs.finix.com/low-code-no-code/virtual-terminal/managing-transactions) as well as payment device details.