buyer fees.md
Buyer Fees for Payment Links
You can add buyer fees to payment links to cover the cost of processing payments or accepting cards.
Supported Buyer Fees
Payment Links support two types of buyer fees. Only one can be applied per transaction.
| Fee Type | FIXED Links |
VARIABLE Links |
|---|---|---|
| Surcharge | Yes | Yes |
| Convenience | Yes | No |
Only one buyer fee can be applied per transaction.
- Surcharge Fees: A fee to offset credit card processing costs. Surcharges apply only to credit cards, not debit or prepaid, cannot exceed 3% for USA merchants or 2.5% for Canadian merchants, and are not allowed in all states. Merchants must be enabled by Finix to process surcharges.
- Convenience Fees: A fee for providing an alternative payment channel (e.g., online or by phone). Must be a flat amount.
Note Surcharges are not supported for ACH transactions.
For more details on buyer fees and requirements, see Buyer Charges.
Learn More
Surcharge Fees Add surcharge fees to payment links to cover payment processing costs.
Convenience Fees Add flat-rate convenience fees to payment links.