tracking payouts.md

Tracking Seller Payouts

Learn how to track your sellers' payouts.

When Finix approves settlements, Finix will notify you with webhooks. Each approved settlement contains a Funding Transfer that corresponds to a deposit in the your seller's bank account.

The webhook you receive details the state change in the Funding Transfer.

Estimated Funds Timing

When a Funding Transfer gets sent, your seller will receive the deposit one business day after it is approved. The cutoff is 4 PM PST on business days.

Day Funding Transfer is created Day funds will deposit in Merchant's bank account
Monday Tuesday
Tuesday Wednesday
Wednesday Thursday
Thursday Friday
Friday Monday
Saturday Tuesday
Sunday Tuesday
Monday Tuesday

Unsuccessful Funds

If the Funding Transfer isn't successful, the state of the transfer will become failed. For more information, see Managing Failed Payouts.

Funding Transfer

{
    "_embedded": {
        "transfers": [
            {
                "id": "TR34zjBBxXnT1mNDWvTq8usW",
                "amount": 54919,
                "tags": {},
                "state": "SUCCEEDED",
                "trace_id": "ea085f9d-2b9a-4388-8ff9-e4f5112a26f1",
                "currency": "USD",
                "application": "APiwqrQ7wxQQ6AgJtKz8ibC7",
                "source": "PI66ubeZmbbV93ES6DXCqfsC",
                "destination": null,
                "ready_to_settle_at": "2020-05-27T04:00:00.00Z",
                "externally_funded": "UNKNOWN",
                "fee": 0,
                "statement_descriptor": null,
                "type": "DEBIT",
                "messages": [],
                "raw": null,
                "created_at": "2020-02-18T22:35:06.42Z",
                "updated_at": "2020-02-18T22:36:12.09Z",
                "idempotency_id": null,
                "merchant": "MUeDVrf2ahuKc9Eg5TeZugvs",
                "merchant_identity": "IDrE9ezGKCZhFN7NCigZ3TbC",
                "subtype": "SETTLEMENT_MERCHANT",
                "_links": {
                    "application": {
                        "href": "https://finix.sandbox-payments-api.com/applications/APiwqrQ7wxQQ6AgJtKz8ibC7"
                    },
                    "self": {
                        "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW"
                    },
                    "merchant_identity": {
                        "href": "https://finix.sandbox-payments-api.com/identities/IDrE9ezGKCZhFN7NCigZ3TbC"
                    },
                    "payment_instruments": {
                        "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW/payment_instruments"
                    },
                    "reversals": {
                        "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW/reversals"
                    },
                    "fees": {
                        "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW/fees"
                    },
                    "disputes": {
                        "href": "https://finix.sandbox-payments-api.com/transfers/TR34zjBBxXnT1mNDWvTq8usW/disputes"
                    },
                    "source": {
                        "href": "https://finix.sandbox-payments-api.com/payment_instruments/PI66ubeZmbbV93ES6DXCqfsC"
                    }
                }
            }
        ]
    },
    "_links": {
        "self": {
            "href": "https://finix.sandbox-payments-api.com/settlements/STsBXhy8shZtyif935DL2s2q/funding_transfers/?offset=0&limit=20&sort=created_at,desc&sort=id,desc"
        }
    },
    "page": {
        "offset": 0,
        "limit": 20,
        "count": 2
    }
}