# Adding Funds to your Finix Balance

Finix makes it easy to use ACH to add funds to your Finix balance (i.e., create a "Top-Up").

By default, there is a **3-day hold** for ACH Top-Ups before your account balance increases. This accounts for risk and possible returns.

## Adding Funds Using a Wire

We offer support for sending wires to quickly top up your bank account. To learn more, contact your Finix Representative.

You can top up your account using the Finix Dashboard or API.

- Dashboard
- API

## Topping Up Your Account Using the Dashboard

With the Dashboard, you can create a Top-Up to add funds to your account balance.

_To Top-Up your account_:

1. From the dashboard, expand **Payouts** and select **Balance Adjustments**.
2. From the **Balance Adjustments** page, click the **Top Up Balance** button.

3. Enter the amount you want to top up.
4. Select the bank account to use for the Top-Up.
5. Add a note about the Top-Up.
6. Click **Review**.

7. Review the **Transaction Details**.
8. If the information is correct, click **Submit**.
   - A message appears indicating that your balance adjustment is being processed.
   - You are presented with the option to **Add More Funds** and **View Balance Adjustments**.
9. Click **View Balance Adjustments** to return to the **Balance Adjustments** screen.
   - Your Top-Up is displayed in the list of balance adjustments.

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## Setting Up Auto Top-Up using the Dashboard

Set up **Auto-Top-Up** to add funds from a selected bank account to your account balance when it falls below a set threshold.

_To set up an Auto Top-Up rule_:

1. From the dashboard, expand **Payouts** and select **Balance Adjustments**.
2. From the **Balance Adjustments** page, click the **Set up Auto Top-Up** button.
   
3. Select a bank account to draw funds for the Top-Up.
4. Enter a **Minimum Balance Threshold**, the lowest balance you want to maintain.
5. Enter a **Maximum Daily Top-Up**, the most the system can top up from your bank account each day.
6. Enter a name for the Auto Top-Up rule.

7. Click **Review**.
8. Review the Auto Top-Up details.
9. Click **Confirm** if the information is accurate.

- A message appears indicating the Auto Top-Up rule was created successfully.
- The **Company** page > **Company Settings** tab > **Auto Top-Up Rules** page shows the Auto Top-Up rule you created. You can only edit this rule from the **Balance Adjustments** page.