# Approved MCCs

Learn about the sellers and MCCs that are approved to process payments on Finix.

In the finance ecosystem, [Merchant Category Codes (MCCs)](https://en.wikipedia.org/wiki/Merchant_category_code) are used to classify businesses by the type of goods or services they provide. For example, grocery stores would use the MCC `5411`, whereas department stores would use the MCC `5311`. Beyond general record-keeping, MCCs are important because they contribute to interchange fee calculation, payment authorization rates, and fraud prevention.

Finix assigns customers a list of MCCs their Seller Merchants can select during the onboarding process. Customers offering a broad range of products and services may have an expansive MCC lists, whereas customers offering a narrower range of products and services would have a smaller list.

Below, you'll find the full list of MCCs that Finix currently supports. For information about prohibited and restricted businesses, see [Prohibited and Restricted Businesses & Activities](/content/terms-and-policies/prohibited-and-restricted-businesses/index.html). Should you have any questions about whether Finix can support your business, please reach out to your Finix point of contact or email [Finix Support](https://docs.finix.com/guides/getting-started/support-at-finix).

## Approved Merchant Category Codes

Below is a comprehensive list detailing the Merchant Category Codes (MCCs) that Finix supports.

| **MCC** | **Description** |
| --- | --- |
| 0742 | Veterinary Services |
| 0763 | Agricultural Cooperatives |
| 0780 | Horticultural Services / Landscaping Services |
| 1520 | General Contractors-Residential and Commercial |
| 1711 | Air Conditioning Contractors – Sales and Installation / Heating Contractors – Sales, Service, Installation |
| 1731 | Electrical Contractors |
| 1740 | Insulation – Contractors / Plastering Contractors / Masonry, Stonework Contractors / Stonework and Masonry Contractors / Tile Settings Contractors |
| 1750 | Carpentry Contractors |
| 1761 | Roofing - Contractors / Sheet Metal Work - Contractors / Siding - Contractors |
| 1771 | Contractors – Concrete Work |
| 1799 | Contractors – Special Trade, Not Elsewhere Classified |
| 2741 | Miscellaneous Publishing and Printing |
| 2842 | Specialty cleaning and sanitation services. |
| 4111 | Local/Suburban Commuter Passenger Transportation - Railroads, Ferries, Local Water Transportation |
| 4119 | Ambulance Services |
| 4121 | Taxicabs and Limousines |
| 4214 | Delivery Services – Local / Freight Carriers / Motor Freight Carriers / Moving and Storage Companies / Trucking - Local/Long Distance |
| 4225 | Storage / Warehousing, Public |
| 4457 | Boat Rentals and Leases |
| 4468 | Marinas, Marine Service, and Supplies |
| 4582 | Flying Fields |
| 4789 | Transportation Services, Not elsewhere classified) |
| 4812 | Telecommunications Equipment including telephone sales |
| 4899 | Cable and other pay television (previously Cable Services) |
| 4900 | Electric, Gas, Sanitary and Water Utilities |
| 5013 | Motor vehicle supplies and new parts |
| 5021 | Office and Commercial Furniture |
| 5039 | Construction Materials, Not Elsewhere Classified |
| 5044 | Office, Photographic, Photocopy, and Microfilm Equipment |
| 5045 | Computers, Computer Peripheral Equipment, Software |
| 5046 | Commercial Equipment, Not Elsewhere Classified |
| 5047 | Medical, Dental Ophthalmic, Hospital Equipment and Supplies |
| 5065 | Electrical Parts and Equipment |
| 5072 | Hardware Equipment and Supplies |
| 5074 | Plumbing and Heating Equipment and Supplies |
| 5085 | Industrial Supplies, Not Elsewhere Classified |
| 5094 | Precious Stones and Metals, Watches and Jewelry |
| 5099 | Durable Goods, Not Elsewhere Classified |
| 5111 | Stationery, Office Supplies, Printing, and Writing Paper |
| 5122 | Drugs, Drug Proprietors and Druggist's Sundries (Card-Present) |
| 5131 | Piece Goods, Notions, and other Dry Goods |
| 5137 | Men’s Women’s and Children’s Uniforms and Commercial Clothing |
| 5139 | Commercial Footwear |
| 5169 | Chemicals and Allied Products, Not Elsewhere Classified |
| 5172 | Petroleum and Petroleum Products |
| 5192 | Books, Periodicals, and Newspapers |
| 5193 | Florists’ Supplies, Nursery Stock and Flowers |
| 5198 | Paints, Varnishes, and Supplies |
| 5199 | Non-durable Goods, Not Elsewhere Classified |
| 5200 | Home Supply Warehouse Stores |
| 5211 | Lumber and Building Materials Stores |
| 5231 | Glass Stores / Paint and Wallpaper Stores / Wallpaper Stores |
| 5251 | Hardware Stores |
| 5261 | Nurseries – Lawn and Garden Supply Store |
| 5300 | Wholesale Clubs |
| 5309 | Duty Free Store |
| 5310 | Discount Stores |
| 5311 | Department Stores |
| 5331 | Variety Stores |
| 5399 | Misc. General Merchandise |
| 5411 | Grocery Stores / Supermarkets |
| 5422 | Freezer and Locker Meat Provisioners / Meat Provisioners - Freezer and Locker |
| 5441 | Candy Stores / Confectionary Stores / Nut Stores |
| 5451 | Dairy Products Stores |
| 5462 | Bakeries |
| 5499 | Misc. Food Stores – Convenience Stores and Specialty Markets (EXCLUDING: Personal Enhancement Products and/or Nutraceuticals) |
| 5511 | Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts and Leasing |
| 5521 | Automobile and Truck Dealers (Used Only) |
| 5532 | Automotive Tire Stores |
| 5533 | Automotive Parts, Accessories Stores |
| 5541 | Service Stations (with or without ancillary services) |
| 5551 | Boat Dealers |
| 5561 | Recreational and Utility Trailers, Camp Dealers |
| 5571 | Motorcycle Dealers |
| 5599 | Miscellaneous Auto Dealers |
| 5611 | Men’s and Boy’s Clothing and Accessories Stores |
| 5621 | Women’s Ready-to-Wear Stores |
| 5631 | Women’s Accessory and Specialty Shops |
| 5641 | Children’s and Infant’s Wear Stores |
| 5651 | Family Clothing Stores |
| 5655 | Sports Apparel, Riding Apparel Stores |
| 5661 | Shoe Stores |
| 5681 | Furriers and Fur Shops |
| 5690 | Direct Marketing – Insurance Services |
| 5691 | Men’s and Women’s Clothing Stores |
| 5697 | Tailors, Seamstress, Mending, and Alterations |
| 5698 | Wig and Toupee Stores |
| 5699 | Miscellaneous Apparel and Accessory Shops |
| 5712 | Furniture, Home Furnishings, and Equipment Stores, Except Appliances |
| 5713 | Floor Covering Stores |
| 5714 | Drapery, Window Covering and Upholstery Stores |
| 5718 | Fireplace, Fireplace Screens, and Accessories Stores |
| 5719 | Miscellaneous Home Furnishing Specialty Stores |
| 5722 | Household Appliance Stores |
| 5732 | Electronic Sales |
| 5733 | Music Stores, Musical Instruments, Piano Sheet Music |
| 5734 | Computer Software Stores |
| 5735 | Record Shops |
| 5811 | Caterers |
| 5812 | Eating places and Restaurants; includes food delivery |
| 5813 | Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques |
| 5814 | Fast Food Restaurants; includes food delivery |
| 5817 | Digital Goods: Applications (Excludes Games) |
| 5832 | Antique Shops – Sales, Repairs, and Restoration Services |
| 5912 | Drug Stores and Pharmacies (Card-Present) |
| 5921 | Package Stores – Beer, Wine, and Liquor (in-person and online) |
| 5931 | Used Merchandise and Secondhand Stores |
| 5932 | Antique Shops |
| 5940 | Bicycle Shops – Sales and Service |
| 5941 | Sporting Goods Stores |
| 5942 | Book Stores |
| 5943 | Stationery Stores, Office and School Supply Stores |
| 5944 | Watch, Clock, Jewelry, and Silverware Stores |
| 5945 | Hobby, Toy, and Game Shops |
| 5946 | Camera and Photographic Supply Stores |
| 5947 | Card Shops, Gift, Novelty, and Souvenir Shops |
| 5948 | Luggage and Leather Goods Stores |
| 5949 | Sewing, Needle, Fabric, and Piece Goods Stores |
| 5950 | Glassware/Crystal Stores |
| 5964 | Direct Marketing - Catalog Merchant |
| 5970 | Artist’s Supply and Craft Shops |
| 5971 | Art Dealers and Galleries |
| 5973 | Religious Goods Stores |
| 5975 | Hearing Aids – Sales, Service, and Supply Stores |
| 5976 | Orthopedic Goods Prosthetic Devices |
| 5977 | Cosmetic Stores |
| 5983 | Fuel – Fuel Oil, Wood, Coal, Liquefied Petroleum |
| 5992 | Florists |
| 5995 | Pet Shops, Pet Foods, and Supplies Stores |
| 5996 | Swimming Pools – Sales, Service, and Supplies |
| 5997 | Electric Razor Stores – Sales and Service |
| 5998 | Tent and Awning Shops |
| 5999 | Miscellaneous and Specialty Retail Stores |
| 6300 | Insurance Sales, Underwriting, and Premiums |
| 6513 | Real Estate Agents & Managers |
| 7011 | Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified) |
| 7032 | Sporting and Recreational Camps (EXCLUDING Nudist Camps) |
| 7033 | Trailer Parks and Camp Grounds |
| 7210 | Laundry, Cleaning, and Garment Services |
| 7211 | Laundries |
| 7216 | Dry Cleaners |
| 7217 | Carpet and Upholstery Cleaning |
| 7221 | Photographic Studios |
| 7230 | Barber and Beauty Shops |
| 7251 | Shoe Repair/Hat Cleaning |
| 7261 | Funeral Service and Crematories |
| 7276 | Tax Preparation Service |
| 7277 | Counseling Service - Marriage, Personal |
| 7298 | Health and Beauty Spas |
| 7299 | Miscellaneous General Services |
| 7311 | Advertising Services |
| 7332 | Blueprinting and Photocopying Services |
| 7333 | Commercial Photography, Art and Graphics |
| 7338 | Quick Copy, Repro, and Blueprint |
| 7342 | Exterminating & Disinfecting Services |
| 7349 | Cleaning and Maintenance, Janitorial Services |
| 7361 | Employment Agencies, Temporary Help Services |
| 7372 | Computer Programming, Integrated Systems Design and Data Processing Services |
| 7375 | Information Retrieval Services |
| 7379 | Computer Maintenance and Repair Services, Not Elsewhere Classified |
| 7392 | Management, Consulting, and Public Relations Services |
| 7393 | Detective Agencies, Protective and Security Services – Including Armored Cars and Guard Dogs |
| 7394 | Equipment Rental and Leasing Services, Tool Rental, Furniture Rental, and Appliance Rental |
| 7399 | Business Services, Not Elsewhere Classified; Event Planning and Management |
| 7519 | Recreational Vehicle Rentals |
| 7531 | Automotive Body Repair Shops |
| 7534 | Tire Re-treading and Repair Shops |
| 7538 | Automotive Service Shops (Non Dealer) |
| 7542 | Car Washes |
| 7549 | Towing Services |
| 7622 | Electronics Repair Shops |
| 7623 | Air Conditioning and Refrigeration Repair Shops |
| 7629 | Electrical And Small Appliance Repair Shops |
| 7631 | Watch/Jewelry Repair |
| 7641 | Furniture, Furniture Repair, and Furniture Refinishing |
| 7699 | Repair Shops and Related Services –Miscellaneous |
| 7829 | Motion Pictures and Video Tape Production and Distribution |
| 7832 | Motion Picture Theaters |
| 7911 | Dance Halls, Studios and Schools |
| 7922 | Theatrical Producers (Except Motion Pictures), Ticket Agencies |
| 7941 | Commercial Sports, Athletic Fields, Professional Sport Clubs, and Sport Promoters; Sports arena and Stadium Management |
| 7991 | Tourist Attractions and Exhibits |
| 7992 | Golf Courses - Public |
| 7993 | Video Amusement Game Supplies |
| 7994 | Video Game Arcades/Establishments |
| 7996 | Amusement Parks, Carnivals, Circuses, Fortune Tellers |
| 7997 | Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses |
| 7999 | Recreation Services (Not Elsewhere Classified) (EXCLUDES Shooting Ranges) |
| 8011 | Doctors and Physicians (Not Elsewhere Classified) |
| 8021 | Dentists and Orthodontists |
| 8031 | Osteopaths |
| 8041 | Chiropractors |
| 8042 | Optometrists and Ophthalmologists |
| 8043 | Opticians, Opticians Goods and Eyeglasses |
| 8049 | Podiatrists and Chiropodists |
| 8050 | Nursing and Personal Care Facilities; Home Healthcare |
| 8062 | Hospitals |
| 8071 | Medical and Dental Laboratories |
| 8099 | Medical Services and Health Practitioners (Not Elsewhere Classified) |
| 8111 | Legal Services and Attorneys |
| 8211 | Elementary and Secondary Schools |
| 8220 | Colleges, Junior Colleges, Universities, and Professional Schools |
| 8241 | Correspondence Schools |
| 8244 | Business and Secretarial Schools |
| 8249 | Vocational Schools and Trade Schools |
| 8299 | Schools and Educational Services (Not Elsewhere Classified) |
| 8351 | Child Care Services |
| 8398 | Charitable and Social Service Organizations |
| 8641 | Civic, Fraternal, and Social Associations |
| 8661 | Religious Organizations |
| 8699 | Membership Organizations (Not Elsewhere Classified) |
| 8734 | Testing Laboratories |
| 8911 | Architectural – Engineering and Surveying Services |
| 8931 | Accounting, Auditing, and Bookkeeping Services |
| 8999 | Professional Services (Not Elsewhere Defined) |
| 9222 | Fines |
| 9311 | Tax Payments |
| 9399 | Government Services (Not Elsewhere Classified) |

## Restricted MCCs by American Express (AMEX)

American Express (AMEX) has a list of restricted MCCs that are not allowed to be processed by AMEX. Below is a list of restricted MCCs by AMEX.

| MCC | Description |
| --- | --- |
| 6010 | Financial Institutions – Manual Cash Disbursements |
| 6011 | Financial Institutions – Automated Cash Disbursements |
| 6012 | Financial Institutions – Merchandise and Services |
| 6051 | Non-Financial Institutions – Foreign Currency, Cryptocurrency, Money Orders (not Wire Transfer), Scrip, and Travelers Checks |