# Approved MCCs Learn about the sellers and MCCs that are approved to process payments on Finix. In the finance ecosystem, [Merchant Category Codes (MCCs)](https://en.wikipedia.org/wiki/Merchant_category_code) are used to classify businesses by the type of goods or services they provide. For example, grocery stores would use the MCC `5411`, whereas department stores would use the MCC `5311`. Beyond general record-keeping, MCCs are important because they contribute to interchange fee calculation, payment authorization rates, and fraud prevention. Finix assigns customers a list of MCCs their Seller Merchants can select during the onboarding process. Customers offering a broad range of products and services may have an expansive MCC lists, whereas customers offering a narrower range of products and services would have a smaller list. Below, you'll find the full list of MCCs that Finix currently supports. For information about prohibited and restricted businesses, see [Prohibited and Restricted Businesses & Activities](/content/terms-and-policies/prohibited-and-restricted-businesses/index.html). Should you have any questions about whether Finix can support your business, please reach out to your Finix point of contact or email [Finix Support](/guides/getting-started/support-at-finix). ## Approved Merchant Category Codes Below is a comprehensive list detailing the Merchant Category Codes (MCCs) that Finix supports. | MCC | Description | |------|------------------------------------------------------------------------------------------------------| | 0742 | Veterinary Services | | 0763 | Agricultural Cooperatives | | 0780 | Horticultural Services / Landscaping Services | | 1520 | General Contractors-Residential and Commercial | | 1711 | Air Conditioning Contractors – Sales and Installation / Heating Contractors – Sales, Service, Installation | | 1731 | Electrical Contractors | | 1740 | Insulation – Contractors / Plastering Contractors / Masonry, Stonework Contractors / Stonework and Masonry Contractors / Tile Settings Contractors | | 1750 | Carpentry Contractors | | 1761 | Roofing - Contractors / Sheet Metal Work - Contractors / Siding - Contractors | | 1771 | Contractors – Concrete Work | | 1799 | Contractors – Special Trade, Not Elsewhere Classified | | 2741 | Miscellaneous Publishing and Printing | | 2842 | Specialty cleaning and sanitation services. | | 4111 | Local/Suburban Commuter Passenger Transportation - Railroads, Ferries, Local Water Transportation | | 4119 | Ambulance Services | | 4121 | Taxicabs and Limousines | | 4214 | Delivery Services – Local / Freight Carriers / Motor Freight Carriers / Moving and Storage Companies / Trucking - Local/Long Distance | | 4225 | Storage / Warehousing, Public | | 4457 | Boat Rentals and Leases | | 4468 | Marinas, Marine Service, and Supplies | | 4582 | Flying Fields | | 4789 | Transportation Services, Not elsewhere classified) | | 4812 | Telecommunications Equipment including telephone sales | | 4899 | Cable and other pay television (previously Cable Services) | | 4900 | Electric, Gas, Sanitary and Water Utilities | | 5013 | Motor vehicle supplies and new parts | | 5021 | Office and Commercial Furniture | | 5039 | Construction Materials, Not Elsewhere Classified | | 5044 | Office, Photographic, Photocopy, and Microfilm Equipment | | 5045 | Computers, Computer Peripheral Equipment, Software | | 5046 | Commercial Equipment, Not Elsewhere Classified | | 5047 | Medical, Dental Ophthalmic, Hospital Equipment and Supplies | | 5065 | Electrical Parts and Equipment | | 5072 | Hardware Equipment and Supplies | | 5074 | Plumbing and Heating Equipment and Supplies | | 5085 | Industrial Supplies, Not Elsewhere Classified | | 5094 | Precious Stones and Metals, Watches and Jewelry | | 5099 | Durable Goods, Not Elsewhere Classified | | 5111 | Stationery, Office Supplies, Printing, and Writing Paper | | 5122 | Drugs, Drug Proprietors and Druggist's Sundries (Card-Present) | | 5131 | Piece Goods, Notions, and other Dry Goods | | 5137 | Men’s Women’s and Children’s Uniforms and Commercial Clothing | | 5139 | Commercial Footwear | | 5169 | Chemicals and Allied Products, Not Elsewhere Classified | | 5172 | Petroleum and Petroleum Products | | 5192 | Books, Periodicals, and Newspapers | | 5193 | Florists’ Supplies, Nursery Stock and Flowers | | 5198 | Paints, Varnishes, and Supplies | | 5199 | Non-durable Goods, Not Elsewhere Classified | | 5200 | Home Supply Warehouse Stores | | 5211 | Lumber and Building Materials Stores | | 5231 | Glass Stores / Paint and Wallpaper Stores / Wallpaper Stores | | 5251 | Hardware Stores | | 5261 | Nurseries – Lawn and Garden Supply Store | | 5300 | Wholesale Clubs | | 5309 | Duty Free Store | | 5310 | Discount Stores | | 5311 | Department Stores | | 5331 | Variety Stores | | 5399 | Misc. General Merchandise | | 5411 | Grocery Stores / Supermarkets | | 5422 | Freezer and Locker Meat Provisioners / Meat Provisioners - Freezer and Locker | | 5441 | Candy Stores / Confectionary Stores / Nut Stores | | 5451 | Dairy Products Stores | | 5462 | Bakeries | | 5499 | Misc. Food Stores – Convenience Stores and Specialty Markets (EXCLUDING: Personal Enhancement Products and/or Nutraceuticals) | | 5511 | Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts and Leasing | | 5521 | Automobile and Truck Dealers (Used Only) | | 5532 | Automotive Tire Stores | | 5533 | Automotive Parts, Accessories Stores | | 5541 | Service Stations (with or without ancillary services) | | 5551 | Boat Dealers | | 5561 | Recreational and Utility Trailers, Camp Dealers | | 5571 | Motorcycle Dealers | | 5599 | Miscellaneous Auto Dealers | | 5611 | Men’s and Boy’s Clothing and Accessories Stores | | 5621 | Women’s Ready-to-Wear Stores | | 5631 | Women’s Accessory and Specialty Shops | | 5641 | Children’s and Infant’s Wear Stores | | 5651 | Family Clothing Stores | | 5655 | Sports Apparel, Riding Apparel Stores | | 5661 | Shoe Stores | | 5681 | Furriers and Fur Shops | | 5690 | Direct Marketing – Insurance Services | | 5691 | Men’s and Women’s Clothing Stores | | 5697 | Tailors, Seamstress, Mending, and Alterations | | 5698 | Wig and Toupee Stores | | 5699 | Miscellaneous Apparel and Accessory Shops | | 5712 | Furniture, Home Furnishings, and Equipment Stores, Except Appliances | | 5713 | Floor Covering Stores | | 5714 | Drapery, Window Covering and Upholstery Stores | | 5718 | Fireplace, Fireplace Screens, and Accessories Stores | | 5719 | Miscellaneous Home Furnishing Specialty Stores | | 5722 | Household Appliance Stores | | 5732 | Electronic Sales | | 5733 | Music Stores, Musical Instruments, Piano Sheet Music | | 5734 | Computer Software Stores | | 5735 | Record Shops | | 5811 | Caterers | | 5812 | Eating places and Restaurants; includes food delivery | | 5813 | Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques | | 5814 | Fast Food Restaurants; includes food delivery | | 5817 | Digital Goods: Applications (Excludes Games) | | 5832 | Antique Shops – Sales, Repairs, and Restoration Services | | 5912 | Drug Stores and Pharmacies (Card-Present) | | 5921 | Package Stores – Beer, Wine, and Liquor (in-person and online) | | 5931 | Used Merchandise and Secondhand Stores | | 5932 | Antique Shops | | 5940 | Bicycle Shops – Sales and Service | | 5941 | Sporting Goods Stores | | 5942 | Book Stores | | 5943 | Stationery Stores, Office and School Supply Stores | | 5944 | Watch, Clock, Jewelry, and Silverware Stores | | 5945 | Hobby, Toy, and Game Shops | | 5946 | Camera and Photographic Supply Stores | | 5947 | Card Shops, Gift, Novelty, and Souvenir Shops | | 5948 | Luggage and Leather Goods Stores | | 5949 | Sewing, Needle, Fabric, and Piece Goods Stores | | 5950 | Glassware/Crystal Stores | | 5964 | Direct Marketing - Catalog Merchant | | 5970 | Artist’s Supply and Craft Shops | | 5971 | Art Dealers and Galleries | | 5973 | Religious Goods Stores | | 5975 | Hearing Aids – Sales, Service, and Supply Stores | | 5976 | Orthopedic Goods Prosthetic Devices | | 5977 | Cosmetic Stores | | 5983 | Fuel – Fuel Oil, Wood, Coal, Liquefied Petroleum | | 5992 | Florists | | 5995 | Pet Shops, Pet Foods, and Supplies Stores | | 5996 | Swimming Pools – Sales, Service, and Supplies | | 5997 | Electric Razor Stores – Sales and Service | | 5998 | Tent and Awning Shops | | 5999 | Miscellaneous and Specialty Retail Stores | | 6300 | Insurance Sales, Underwriting, and Premiums | | 6513 | Real Estate Agents & Managers | | 7011 | Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified) | | 7032 | Sporting and Recreational Camps (EXCLUDING Nudist Camps) | | 7033 | Trailer Parks and Camp Grounds | | 7210 | Laundry, Cleaning, and Garment Services | | 7211 | Laundries | | 7216 | Dry Cleaners | | 7217 | Carpet and Upholstery Cleaning | | 7221 | Photographic Studios | | 7230 | Barber and Beauty Shops | | 7251 | Shoe Repair/Hat Cleaning | | 7261 | Funeral Service and Crematories | | 7276 | Tax Preparation Service | | 7277 | Counseling Service - Marriage, Personal | | 7298 | Health and Beauty Spas | | 7299 | Miscellaneous General Services | | 7311 | Advertising Services | | 7332 | Blueprinting and Photocopying Services | | 7333 | Commercial Photography, Art and Graphics | | 7338 | Quick Copy, Repro, and Blueprint | | 7342 | Exterminating & Disinfecting Services | | 7349 | Cleaning and Maintenance, Janitorial Services | | 7361 | Employment Agencies, Temporary Help Services | | 7372 | Computer Programming, Integrated Systems Design and Data Processing Services | | 7375 | Information Retrieval Services | | 7379 | Computer Maintenance and Repair Services, Not Elsewhere Classified | | 7392 | Management, Consulting, and Public Relations Services | | 7393 | Detective Agencies, Protective and Security Services – Including Armored Cars and Guard Dogs | | 7394 | Equipment Rental and Leasing Services, Tool Rental, Furniture Rental, and Appliance Rental | | 7399 | Business Services, Not Elsewhere Classified; Event Planning and Management | | 7519 | Recreational Vehicle Rentals | | 7531 | Automotive Body Repair Shops | | 7534 | Tire Re-treading and Repair Shops | | 7538 | Automotive Service Shops (Non Dealer) | | 7542 | Car Washes | | 7549 | Towing Services | | 7622 | Electronics Repair Shops | | 7623 | Air Conditioning and Refrigeration Repair Shops | | 7629 | Electrical And Small Appliance Repair Shops | | 7631 | Watch/Jewelry Repair | | 7641 | Furniture, Furniture Repair, and Furniture Refinishing | | 7699 | Repair Shops and Related Services –Miscellaneous | | 7829 | Motion Pictures and Video Tape Production and Distribution | | 7832 | Motion Picture Theaters | | 7911 | Dance Halls, Studios and Schools | | 7922 | Theatrical Producers (Except Motion Pictures), Ticket Agencies | | 7941 | Commercial Sports, Athletic Fields, Professional Sport Clubs, and Sport Promoters; Sports arena and Stadium Management | | 7991 | Tourist Attractions and Exhibits | | 7992 | Golf Courses - Public | | 7993 | Video Amusement Game Supplies | | 7994 | Video Game Arcades/Establishments | | 7996 | Amusement Parks, Carnivals, Circuses, Fortune Tellers | | 7997 | Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses | | 7999 | Recreation Services (Not Elsewhere Classified) (EXCLUDES Shooting Ranges) | | 8011 | Doctors and Physicians (Not Elsewhere Classified) | | 8021 | Dentists and Orthodontists | | 8031 | Osteopaths | | 8041 | Chiropractors | | 8042 | Optometrists and Ophthalmologists | | 8043 | Opticians, Opticians Goods and Eyeglasses | | 8049 | Podiatrists and Chiropodists | | 8050 | Nursing and Personal Care Facilities; Home Healthcare | | 8062 | Hospitals | | 8071 | Medical and Dental Laboratories | | 8099 | Medical Services and Health Practitioners (Not Elsewhere Classified) | | 8111 | Legal Services and Attorneys | | 8211 | Elementary and Secondary Schools | | 8220 | Colleges, Junior Colleges, Universities, and Professional Schools | | 8241 | Correspondence Schools | | 8244 | Business and Secretarial Schools | | 8249 | Vocational Schools and Trade Schools | | 8299 | Schools and Educational Services (Not Elsewhere Classified) | | 8351 | Child Care Services | | 8398 | Charitable and Social Service Organizations | | 8641 | Civic, Fraternal, and Social Associations | | 8661 | Religious Organizations | | 8699 | Membership Organizations (Not Elsewhere Classified) | | 8734 | Testing Laboratories | | 8911 | Architectural – Engineering and Surveying Services | | 8931 | Accounting, Auditing, and Bookkeeping Services | | 8999 | Professional Services (Not Elsewhere Defined) | | 9222 | Fines | | 9311 | Tax Payments | | 9399 | Government Services (Not Elsewhere Classified) ## Restricted MCCs by American Express (AMEX) American Express (AMEX) has a list of restricted MCCs that are not allowed to be processed by AMEX. Below is a list of restricted MCCs by AMEX. | MCC | Description | |------|-----------------------------------------------------------------------------------------------| | 6010 | Financial Institutions – Manual Cash Disbursements | | 6011 | Financial Institutions – Automated Cash Disbursements | | 6012 | Financial Institutions – Merchandise and Services | | 6051 | Non-Financial Institutions – Foreign Currency, Cryptocurrency, Money Orders (not Wire Transfer), Scrip, and Travelers Checks |