Disbursement Rules

For the Payouts product, when a payout is executed, such as a Push-To-Card or ACH transaction, Finix checks the transaction against velocity rules and balance rules.

Rules establish limits on transactions. For example, there may be a daily transaction limit of 100 transactions (count_limit) or a monthly volume limit of $100,000 (volume_limit). If a transaction exceeds any defined limit, the transaction is rejected.

Rules are set for entities involved in transactions, including the application, senders, and recipients.

The "Application" represents the customer to whom Finix is applying the rules. Application rules are set solely by Finix and are applied to every single transaction.

You can establish rules for "senders" and "recipients," referring to the parties involved in transactions:

• In the case of a PULL_FROM_CARD or PULL_FROM_ACH transaction, sender rules are applied (either card or ACH rules). The "target" of the pull is referred to as the "sender," specifically the customer of Finix's client.
• Conversely, in the case of a PUSH_FROM_CARD or PUSH_FROM_ACH transaction, the recipient rules are applied (either card or ACH rules). The "target" of the push is referred to as the "recipient," which is, in turn, the customer of Finix's client.

List Disbursement Rules

• GET /disbursement_rules: Retrieve a list of Disbursement Rule resources linked to an Application / Platform. Currently, there is only one Disbursement Rule object per application / platform.

For details on how to query endpoints using the available parameters, see Query Parameters.

List Current Usages

• GET /disbursement_rules/current_usages: Retrieve the current usage for disbursements.