Webhook Events

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A comprehensive list of the webhook events that Finix offers.


link to list-of-webhook-events List of Webhook Events

Finix offers the following webhook events that various business flows (such as onboarding a seller or making a sale) trigger.

Default Webhooks

By default, newly created webhooks subscribe to a subset of common event types of interest to many users.

entity type Default Description
application created No An Application was created. This is only sent to Core customers.
application updated No An Application was updated. This is only sent to Core customers.
application_profile created No An Application Profile was created. This is only sent to Core customers.
application_profile updated No An Application Profile was updated. This is only sent to Core customers.
authorization created No An authorization was created. It still needs to be captured.
authorization updated No An authorization was updated. If it was captured, you are sent an event for the corresponding transfer that was created. For voids, the void_state will be PENDING.
balance_transfer created No A Balance Transfer was created. This is only sent to Core customers.
balance_transfer updated No A Balance Transfer was updated. This is only sent to Core customers.
checkout_form created No A Checkout Form was created.
checkout_form updated No A Checkout Form was updated.
compliance_form created No A Compliance Form was created. You need to get your user to complete the compliance form
compliance_form updated No A Compliance Form has been updated. Commonly sent when the form has been completed.
dispute created No A Dispute was created. A chargeback dispute was started.
dispute updated Yes A Dispute was updated. Usually this occurs when the dispute's state has changed.
evidence created Yes An evidence file was uploaded.
evidence updated No An evidence file was updated. Usually, the state of the evidence has changed.
external_link created No An external_link was created. You need to have your user upload a file via the link.
external_link updated No An external_link was updated. Usually sent when the external_link has expired.
fee created No A fee was created. The linked_to field indicates the entity that generated it (e.g., TRfnif8f9U1r6k2zys27U4yP).
fee updated No A fee was updated.
fee_profile created No A Fee Profile was created. This happens as part of creating a merchant.
fee_profile updated No A Fee Profile was updated.
file created No A File was created. It still needs a document to be uploaded to Finix.
file updated No A File was updated. Usually send when a document was uploaded.
gateway_integration created No A Gateway Integration was created and has a state of PENDING until Cybersource approves the Merchant or the integration fails.
gateway_integration updated No A Gateway Integration was updated. The Gateway Integration › state will change from PENDING to SUCCEEDED or FAILED.
identity created No An Identity was created. Usually occurs during onboarding or when processing a payment.
identity updated No An Identity was updated.
instrument created No A Payment Instrument was created. The payment_instrument.type tells you what type of payment instrument was created.
instrument updated No A Payment Instrument was updated.
instrument_history created Yes A stored payment card's details were updated.
merchant created Yes A Merchant was created and is PROVISIONING.
merchant updated Yes A Merchant was updated. Typically, this happens to PROVISIONING Merchants during the onboarding process. The Merchant's onboarding_state will let you know if the Merchant is APPROVED, REJECTED, or UPDATE_REQUESTED.
merchant underwritten Yes A Merchant was underwritten and APPROVED, and is ready to start accepting payments.
merchant_profile created No A Merchant Profile was created. This happens as part of creating a merchant.
merchant_profile updated No A Merchant Profile was updated. This happens when the tags were updated.
onboarding_form created No An onboarding_form was created. This lets you know a seller has begun onboarding.
onboarding_form updated No An onboarding_form was updated. This lets you know the seller has completed the onboarding_form.
payment_link created No A Payment Link was created.
payment_link updated No A Payment Link was updated.
payout_profile created No The payout settings of a Merchant were changed or updated.
subscription created No A Subscription was created.
subscription updated No A Subscription was updated. This includes when the state changes, for example, from ACTIVE to CANCELED.
risk_profile created No A risk_profile was created. Usually this happens when a merchant_profile is created.
risk_profile updated No A risk_profile was updated. This happens when the tags were updated.
settlement accruing_started No A Settlement has started accruing transactions.
settlement created Yes A Settlement was closed. settlements.total_amount and settlements.net_amount tells you the total of the payout.
settlement updated No A Settlement is awaiting approval.
transfer created Yes A transfer was created. The transfer.type and transfer.state tell you what type of transfer occurred and whether it is PENDING or SUCCEEDED.
transfer updated Yes A transfer was updated. The transfer tells you the snapshot of the transfer at that moment of time.
transfer_attempt created No A transfer attempt was created.
transfer_attempt updated No A transfer attempt was updated.
verification created No A verification was created. The verification.state will tell you if the request was APPROVED or REJECTED.
verification updated No A verification was updated. This commonly happens when provisioning merchants and verifying payment instruments.
funding_transfer_attempt created No A Funding Transfer Attempt was created.
funding_transfer_attempt updated No A Funding Transfer Attempt was updated.

link to sample-webhook-events Sample Webhook Events

Every activity in Finix triggers several events. e.g. Capturing a Transfer can lead from anywhere between five to ten events getting delivered.

Below is a list of example events and the activities in Finix that triggered them. While you may receive several events, keep an eye out for an event that looks like any example below to confirm the related activity occurred or completed in Finix.

link to authorization-captured Authorization Captured

The event that gets sent when an Authorization gets captured. The event has authorizations.transfer populated:

Authorization Captured Webook

{
    "type": "updated",
    "entity": "authorization",
    "occurred_at": "2020-04-26T23:00:23.467",
    "_embedded": {
        "authorizations": [\
            {\
                "idempotency_id": null,\
                "amount": 100,\
                "trace_id": "db10f58f-b56b-4a38-bec2-7fd46e5569f4",\
                "raw": null,\
                "created_at": "2020-04-26T22:58:30.41Z",\
                "source": "PI5JEJTNwLzZ8rMMFV9QkaHz",\
                "merchant": "MUeDVrf2ahuKc9Eg5TeZugvs",\
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "tags": {\
                    "order_number": "21DFASJSAKAS"\
                },\
                "3ds_redirect_url": null,\
                "void_state": "UNATTEMPTED",\
                "transfer": "TRL2VyFmBBLKcR5nqbhcHRQ",\
                "expires_at": "2020-05-03T22:58:30.41Z",\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T23:00:23.05Z",\
                "is_void": false,\
                "messages": [],\
                "currency": "USD",\
                "id": "AUWgEWUiRvi5PCeBaPHcfti",\
                "state": "SUCCEEDED"\
            }\
        ]
    }
}

link to authorization-captured-card-present Authorization Captured (Card Present)

When you capture a Card Present Authorization, Finix sends 2 webhook events:

  1. Transfer Created (PENDING)
  2. Transfer Updated (SUCCEEDED)

link to transfer-created Transfer Created

The event you receive when a Transfer is created and PENDING.

{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:31:32.348",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 1700,\
                "trace_id": "FNX7jwSr5QhQdR2E4PZkLxYTW",\
                "fee": 10,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:31:25.22Z",\
                "source": "PIaZwAfmK2YBX9bUT44uvCLa",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "DEBIT",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": "2020-04-29T20:31:30.56Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:31:30.55Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TR6XwvJApMTzNQaPxBWWSxFU",\
                "state": "PENDING",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to transfer-updated Transfer Updated

The event you receive when a Transfer gets updated to SUCCEEDED.

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:31:30.669",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 1700,\
                "trace_id": "FNX7jwSr5QhQdR2E4PZkLxYTW",\
                "fee": 10,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:31:25.22Z",\
                "source": "PIaZwAfmK2YBX9bUT44uvCLa",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "DEBIT",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": "2020-04-29T20:31:30.56Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:31:30.55Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TR6XwvJApMTzNQaPxBWWSxFU",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to authorization-created Authorization Created

The event that gets sent when an Authorization is created.

Authorization Created Webook

{
    "type": "updated",
    "entity": "authorization",
    "occurred_at": "2020-04-26T22:58 :30.584",
    "_embedded": {
        "authorizations": [\
            {\
                "idempotency_id": null,\
                "amount": 100,\
                "trace_id": "db10f58f-b56b-4a38-bec2-7fd46e5569f4",\
                "raw": null,\
                "created_at": "2020-04-26T22:58:30.41Z",\
                "source": "PI5JEJTNwLzZ8rMMFV9QkaHz",\
                "merchant": "MUeDVrf2ahuKc9Eg5TeZugvs",\
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "tags": {\
                    "order_number": "21DFASJSAKAS"\
                },\
                "3ds_redirect_url": null,\
                "void_state": "UNATTEMPTED",\
                "transfer": null,\
                "expires_at": "2020-05-03T22:58:30.41Z",\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T22:58:30.52Z",\
                "is_void": false,\
                "messages": [],\
                "currency": "USD",\
                "id": "AUWgEWUiRvi5PCeBaPHcfti",\
                "state": "SUCCEEDED"\
            }\
        ]
    }
}

link to authorization-created-card-present-emv-card Authorization Created (Card Present EMV Card)

When you create an Authorization with an EMV Card, Finix sends 6 webhook events:

  1. Identity Created
  2. Payment Instrument Created
  3. Authorization Created
  4. Authorization Captured
  5. Transfer Created
  6. Transfer Updated

link to identity-created Identity Created

The event you receive when an Identity gets created. The new Identity gets used to create the Payment Instrument for the EMV card.

Identity Created Webook

{
    "type": "created",
    "entity": "identity",
    "occurred_at": "2020-04-29T20:31:03.097",
    "_embedded": {
        "identitys": [\
            {\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:31:03.01Z",\
                "created_at": "2020-04-29T20:31:03.01Z",\
                "id": "IDd76bhnKyKTjzbqwd939WnV",\
                "entity": {\
                    "title": null,\
                    "first_name": null,\
                    "last_name": null,\
                    "email": null,\
                    "business_name": null,\
                    "business_type": null,\
                    "doing_business_as": null,\
                    "phone": null,\
                    "business_phone": null,\
                    "personal_address": null,\
                    "business_address": null,\
                    "mcc": null,\
                    "dob": null,\
                    "max_transaction_amount": 0,\
                    "amex_mid": null,\
                    "discover_mid": null,\
                    "url": null,\
                    "annual_card_volume": 0,\
                    "has_accepted_credit_cards_previously": false,\
                    "incorporation_date": null,\
                    "principal_percentage_ownership": null,\
                    "short_business_name": null,\
                    "ownership_type": null,\
                    "tax_authority": null,\
                    "tax_id_provided": false,\
                    "business_tax_id_provided": false,\
                    "default_statement_descriptor": null\
                },\
                "identity_roles": [],\
                "tags": {}\
            }\
        ]
    }
}

link to payment-instrument-created Payment Instrument Created

The event you receive when a Payment Instrument gets created for an EMV card.

Payment Instrument Created Webook

{
    "type": "created",
    "entity": "instrument",
    "occurred_at": "2020-04-29T20:31:03.284",
    "_embedded": {
        "instruments": [\
            {\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:31:03.23Z",\
                "identity": "IDd76bhnKyKTjzbqwd939WnV",\
                "fingerprint": "FPR5w2uCguRwhbtWmcJmirkhf",\
                "created_at": "2020-04-29T20:31:03.23Z",\
                "currency": "USD",\
                "id": "PIaZwAfmK2YBX9bUT44uvCLa",\
                "instrument_type": "PAYMENT_CARD_PRESENT",\
                "type": "PAYMENT_CARD_PRESENT",\
                "tags": {}\
            }\
        ]
    }
}

link to authorization-created-1 Authorization Created

The event you receive when an Authorization gets created.

{
    "type": "created",
    "entity": "authorization",
    "occurred_at": "2020-04-29T20:31:17.059",
    "_embedded": {
        "authorizations": [\
            {\
                "idempotency_id": null,\
                "amount": 1000,\
                "trace_id": "FNX7jwSr5QhQdR2E4PZkLxYTW",\
                "raw": null,\
                "created_at": "2020-04-29T20:31:03.39Z",\
                "source": "PIaZwAfmK2YBX9bUT44uvCLa",\
                "merchant": "MUeDVrf2ahuKc9Eg5TeZugvs",\
                "merchant_identity": "IDd76bhnKyKTjzbqwd939WnV",\
                "tags": {},\
                "3ds_redirect_url": null,\
                "void_state": "UNATTEMPTED",\
                "transfer": null,\
                "expires_at": "2020-05-06T20:31:03.39Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:31:16.99Z",\
                "is_void": false,\
                "messages": [],\
                "currency": "USD",\
                "id": "AUuf31ZzUArRnv7R8MpU5PbZ",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to authorization-captured-1 Authorization Captured

The event you receive when an authorization gets captured.

{
    "type": "updated",
    "entity": "authorization",
    "occurred_at": "2020-04-29T20:31:32.406",
    "_embedded": {
        "authorizations": [\
            {\
                "idempotency_id": null,\
                "amount": 1000,\
                "trace_id": "FNX7jwSr5QhQdR2E4PZkLxYTW",\
                "raw": null,\
                "created_at": "2020-04-29T20:31:03.39Z",\
                "source": "PIaZwAfmK2YBX9bUT44uvCLa",\
                "merchant": "MUeDVrf2ahuKc9Eg5TeZugvs",\
                "merchant_identity": "IDd76bhnKyKTjzbqwd939WnV",\
                "tags": {},\
                "3ds_redirect_url": null,\
                "void_state": "UNATTEMPTED",\
                "transfer": "TRdo2Br3gvYKTbiPWwaPvXzR",\
                "expires_at": "2020-05-06T20:31:03.39Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:31:25.24Z",\
                "is_void": false,\
                "messages": [],\
                "currency": "USD",\
                "id": "AUuf31ZzUArRnv7R8MpU5PbZ",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to transfer-created-1 Transfer Created

The event you receive when a Transfer gets created for a captured Authorization.

{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:31:32.289",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 30,\
                "trace_id": "FNX6h3WF8UsnEb4dSDu4D2aRf",\
                "fee": 0,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:31:31.47Z",\
                "source": null,\
                "fee_type": "CARD_FIXED",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDd76bhnKyKTjzbqwd939WnV",\
                "type": "FEE",\
                "tags": {},\
                "statement_descriptor": null,\
                "ready_to_settle_at": "2020-04-29T20:31:30.78Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:31:31.68Z",\
                "subtype": "PLATFORM_FEE",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRdo2Br3gvYKTbiPWwaPvXzR",\
                "state": "PENDING"\
            }\
        ]
    }
}

link to transfer-updated-1 Transfer Updated

The event you receive when a Transfer gets updated to SUCCEEDED.

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:31:31.733",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 30,\
                "trace_id": "FNX6h3WF8UsnEb4dSDu4D2aRf",\
                "fee": 0,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:31:31.47Z",\
                "source": null,\
                "fee_type": "CARD_FIXED",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDd76bhnKyKTjzbqwd939WnV",\
                "type": "FEE",\
                "tags": {},\
                "statement_descriptor": null,\
                "ready_to_settle_at": "2020-04-29T20:31:30.78Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:31:31.68Z",\
                "subtype": "PLATFORM_FEE",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRdo2Br3gvYKTbiPWwaPvXzR",\
                "state": "SUCCEEDED"\
            }\
        ]
    }
}

link to authorization-created-card-present-non-emv-card Authorization Created (Card Present Non-EMV Card)

When you create an Authorization with an non-EMV Card, Finix sends 6 webhook events:

  1. Identity Created
  2. Payment Instrument Created
  3. Authorization Created
  4. Authorization Captured
  5. Transfer Created
  6. Transfer Updated

link to identity-created-1 Identity Created

The event you receive when an Identity gets created. The new Identity gets used to create the Payment Instrument for the non-EMV card.

{
    "type": "created",
    "entity": "identity",
    "occurred_at": "2020-04-29T20:28:32.926",
    "_embedded": {
        "identitys": [\
            {\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:28:32.88Z",\
                "created_at": "2020-04-29T20:28:32.88Z",\
                "id": "ID5ah4iYJqYjoVSwfxmjSjgC",\
                "entity": {\
                    "title": null,\
                    "first_name": null,\
                    "last_name": null,\
                    "email": null,\
                    "business_name": null,\
                    "business_type": null,\
                    "doing_business_as": null,\
                    "phone": null,\
                    "business_phone": null,\
                    "personal_address": null,\
                    "business_address": null,\
                    "mcc": null,\
                    "dob": null,\
                    "max_transaction_amount": 0,\
                    "amex_mid": null,\
                    "discover_mid": null,\
                    "url": null,\
                    "annual_card_volume": 0,\
                    "has_accepted_credit_cards_previously": false,\
                    "incorporation_date": null,\
                    "principal_percentage_ownership": null,\
                    "short_business_name": null,\
                    "ownership_type": null,\
                    "tax_authority": null,\
                    "tax_id_provided": false,\
                    "business_tax_id_provided": false,\
                    "default_statement_descriptor": null\
                },\
                "identity_roles": [],\
                "tags": {}\
            }\
        ]
    }
}

link to payment-instrument-created-1 Payment Instrument Created

The event you receive when a Payment Instrument gets created for a non-EMV card.

{
    "type": "created",
    "entity": "instrument",
    "occurred_at": "2020-04-29T20:28:33.034",
    "_embedded": {
        "instruments": [\
            {\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:28:32.99Z",\
                "identity": "ID5ah4iYJqYjoVSwfxmjSjgC",\
                "fingerprint": "FPR5w2uCguRwhbtWmcJmirkhf",\
                "created_at": "2020-04-29T20:28:32.99Z",\
                "currency": "USD",\
                "id": "PI9JbewhasbLg4rZeMWd47C7",\
                "instrument_type": "PAYMENT_CARD_PRESENT",\
                "type": "PAYMENT_CARD_PRESENT",\
                "tags": {}\
            }\
        ]
    }
}

link to authorization-created-2 Authorization Created

The event you receive when an Authorization gets created.

{
    "type": "created",
    "entity": "authorization",
    "occurred_at": "2020-04-29T20:28:48.413",
    "_embedded": {
        "authorizations": [\
            {\
                "idempotency_id": null,\
                "amount": 1000,\
                "trace_id": "FNXmMdKcPXFrhj9UdCCdDYmW9",\
                "raw": null,\
                "created_at": "2020-04-29T20:28:33.12Z",\
                "source": "PI9JbewhasbLg4rZeMWd47C7",\
                "merchant": "MUeDVrf2ahuKc9Eg5TeZugvs",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "tags": {},\
                "3ds_redirect_url": null,\
                "void_state": "UNATTEMPTED",\
                "transfer": null,\
                "expires_at": "2020-05-06T20:28:33.12Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:28:48.36Z",\
                "is_void": false,\
                "messages": [],\
                "currency": "USD",\
                "id": "AUqAgQJY4s7KVj7qnBU3QzAQ",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to authorization-captured-2 Authorization Captured

The event you receive when an authorization gets captured.

{
    "type": "updated",
    "entity": "authorization",
    "occurred_at": "2020-04-29T20:29:03.524",
    "_embedded": {
        "authorizations": [\
            {\
                "idempotency_id": null,\
                "amount": 1000,\
                "trace_id": "FNXmMdKcPXFrhj9UdCCdDYmW9",\
                "raw": null,\
                "created_at": "2020-04-29T20:28:33.12Z",\
                "source": "PI9JbewhasbLg4rZeMWd47C7",\
                "merchant": "MUeDVrf2ahuKc9Eg5TeZugvs",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "tags": {},\
                "3ds_redirect_url": null,\
                "void_state": "UNATTEMPTED",\
                "transfer": "TRsUwkcqkcnuVyNxmuSHz8A3",\
                "expires_at": "2020-05-06T20:28:33.12Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:28:55.01Z",\
                "is_void": false,\
                "messages": [],\
                "currency": "USD",\
                "id": "AUqAgQJY4s7KVj7qnBU3QzAQ",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to transfer-created-2 Transfer Created

{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:29:03.301",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 1700,\
                "trace_id": "FNXmMdKcPXFrhj9UdCCdDYmW9",\
                "fee": 10,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:28:54.99Z",\
                "source": "PI9JbewhasbLg4rZeMWd47C7",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "DEBIT",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": "2020-04-29T20:29:00.79Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:29:00.78Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRsUwkcqkcnuVyNxmuSHz8A3",\
                "state": "PENDING",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to transfer-updated-2 Transfer Updated

The event you receive when a Transfer gets updated to SUCCEEDED.

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:29:01.668",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 1700,\
                "trace_id": "FNXmMdKcPXFrhj9UdCCdDYmW9",\
                "fee": 10,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:28:54.99Z",\
                "source": "PI9JbewhasbLg4rZeMWd47C7",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "DEBIT",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": "2020-04-29T20:29:00.79Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:29:00.78Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRsUwkcqkcnuVyNxmuSHz8A3",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to authorization-voided Authorization Voided

The event that gets sent when an authorization is voided.

Authorization Voided Webook

{
    "type": "updated",
    "entity": "authorization",
    "occurred_at": "2020-04-26T23:04:04.585",
    "_embedded": {
        "authorizations": [\
            {\
                "idempotency_id": null,\
                "amount": 100,\
                "trace_id": "894b3aaa-f839-4b73-9664-2605c5c952ba",\
                "raw": null,\
                "created_at": "2020-04-26T23:03:12.76Z",\
                "source": "PI5JEJTNwLzZ8rMMFV9QkaHz",\
                "merchant": "MUeDVrf2ahuKc9Eg5TeZugvs",\
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "tags": {\
                    "order_number": "21DFASJSAKAS"\
                },\
                "3ds_redirect_url": null,\
                "void_state": "PENDING",\
                "transfer": null,\
                "expires_at": "2020-05-03T23:03:12.76Z",\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T23:04:04.52Z",\
                "is_void": true,\
                "messages": [],\
                "currency": "USD",\
                "id": "AUJKRcCGbLVQAGrAt5FY4wy",\
                "state": "SUCCEEDED"\
            }\
        ]
    }
}

link to checkout-form-created Checkout Form Created

The event you receive when a Checkout Form is created.

{
  "_embedded": {
    "checkout_forms": [\
      {\
        "additional_details": {\
          "cart_return_url": "https://www.store.com/return",\
          "collect_billing_address": false,\
          "collect_email": true,\
          "collect_name": true,\
          "collect_phone": false,\
          "collect_shipping_address": false,\
          "expiration_in_minutes": 5,\
          "expired_session_url": "https://store.com/expired",\
          "receipt_requested_delivery_methods": [\
            {\
              "destinations": [\
                "2348765431"\
              ],\
              "type": "SMS"\
            }\
          ],\
          "send_receipt": false,\
          "success_return_url": "https://www.store.com/success",\
          "terms_of_service_url": "https://store.com/tos"\
        },\
        "allowed_payment_methods": [\
          "PAYMENT_CARD"\
        ],\
        "amount_details": {\
          "amount_breakdown": null,\
          "amount_type": "FIXED",\
          "currency": "USD",\
          "max_amount": null,\
          "min_amount": null,\
          "total_amount": 100\
        },\
        "application_id": "APscsFoe6BF78faCJ53CCTe8",\
        "attempt_level_two_level_three_payment": false,\
        "branding": {\
          "accent_color": "#FF0000",\
          "brand_color": "#FF0000",\
          "button_font_color": null,\
          "icon": "https://imgur.com/icon",\
          "logo": "https://imgur.com/logo",\
          "logo_alternative_text": "logo alternative text checkout forms"\
        },\
        "buyer_details": null,\
        "created_at": "2025-05-28T15:09:38.033578Z",\
        "id": "checkout_form_coz95HeufHYjTAtYJbAdE",\
        "items": [],\
        "link_expires_at": "2025-05-28T15:14:37.989286Z",\
        "link_url": "https://link.qa-payments-checkout.com/at7e0I",\
        "merchant_id": "MU5tYxn1K1foFfmCqWYBRQZL",\
        "nickname": "My first checkout form",\
        "payment_frequency": "ONE_TIME",\
        "split_transfers": [],\
        "state": "ACTIVE",\
        "tags": {},\
        "updated_at": "2025-05-28T15:09:38.033578Z"\
      }\
    ]
  },
  "entity": "checkout_form",
  "id": "event_2oqqVoCWLuV9oVFxcVxwB1",
  "occurred_at": "2025-05-28T15:09:38.869384444",
  "system_generated_idempotency_id": "2oqqVoCWLuV9oVFxcVxwB1",
  "type": "created"
}

link to checkout-form-updated Checkout Form Updated

The event you receive when a Checkout Form is updated.


link to compliance-form-created Compliance Form Created

The event you receive when a Compliance Form gets created.

{
  "type": "created",
  "entity": "compliance_form",
  "occurred_at": "2020-04-26T22:58:30.584",
  "_embedded": {
    "compliance_form": [\
      {\
        "id": "cf_bcu8rBtpCFJVuRpgCxt4HS",\
        "type": "PCI_SAQ_A",\
        "state": "INCOMPLETE",\
        "created_at": "2021-08-15T18:26:56.15Z",\
        "updated_at": "2021-08-15T18:26:56.15Z",\
        "due_at": "2021-11-13T15:26:56.15Z",\
        "linked_to": "MUas8jhZf3bWsqyp8neX3UwN",\
        "linked_type": "MERCHANT",\
        "pci_saq_a": {\
          "name": null,\
          "signed_at": null,\
          "user_agent": null,\
          "ip_address": null,\
          "is_accepted": null,\
          "title": null\
        },\
        "files": {\
          "unsigned_file": "FILE_qf952xmeuiF179wdMiPXrW",\
          "signed_file": null\
        },\
        "valid_from": "2022-03-18T18:26:56.15Z",\
        "valid_until": "2023-03-18T18:26:56.15Z",\
        "compliance_form_template": "cft_u56ZGx3Xb6U9gAqKfgNisd",\
        "tags": {}\
      }\
    ]
  }
}

link to compliance-form-updated Compliance Form Updated

The event you receive when a Compliance Form gets updated.

{
  "type": "updated",
  "entity": "compliance_form",
  "occurred_at": "2020-04-26T22:58:30.584",
  "_embedded": {
    "compliance_form": [\
      {\
        "id": "cf_bcu8rBtpCFJVuRpgCxt4HS",\
        "type": "PCI_SAQ_A",\
        "state": "COMPLETED",\
        "created_at": "2021-08-15T18:26:56.15Z",\
        "updated_at": "2021-07-15T15:26:56.15Z",\
        "due_at": "2021-11-13T15:26:56.15Z",\
        "linked_to": "MUas8jhZf3bWsqyp8neX3UwN",\
        "linked_type": "MERCHANT",\
        "pci_saq_a": {\
          "name": "John Booker",\
          "signed_at": "2022-03-18T16:42:55Z",\
          "user_agent": "Mozilla/5.0 (Macintosh; Intel Mac OS X 10_14_6)",\
          "ip_address": "42.1.1.113",\
          "is_accepted": true,\
          "title": "CTO"\
        },\
        "files": {\
          "unsigned_file": "FILE_qf952xmeuiF179wdMiPXrW",\
          "signed_file": "FILE_mmRiDs7YaSsqjP727gWD84"\
        },\
        "valid_from": "2022-03-18T18:26:56.15Z",\
        "valid_until": "2023-03-18T18:26:56.15Z",\
        "compliance_form_template": "cft_u56ZGx3Xb6U9gAqKfgNisd",\
        "tags": {}\
      }\
    ]
  }
}

link to dispute-created Dispute Created

The event you receive when a Dispute gets created.

{
    "type": "created",
    "entity": "dispute",
    "occurred_at": "2022-05-13T21:28:12.289991",
    "_embedded": {
        "disputes": [\
            {\
                "reason": "FRAUD",\
                "amount": 888888,\
                "created_at": "2022-05-13T21:28:11.04Z",\
                "message": null,\
                "tags": {\
                    "order_number": "21DFASJSAKAS"\
                },\
                "occurred_at": "2022-05-13T21:27:53.49Z",\
                "dispute_details": {\
                    "arn": "123"\
                },\
                "transfer": "TRikkDuedytMAj6A1pdfFCTg",\
                "application": "AP3AB2itAWrrrPVS6spvrGYp",\
                "updated_at": "2022-05-13T21:28:10.49Z",\
                "identity": "IDsArLxCm9QGbi2QfhaFrTED",\
                "action": null,\
                "id": "DIaFfc4tNXbRDDXXFE5qt6Rq",\
                "state": "PENDING",\
                "respond_by": "2022-05-20T21:28:11.04Z"\
            }\
        ]
    }
}

link to dispute-evidence-created Dispute Evidence Created

The event you receive when evidence gets created for a Dispute.

{
    "type": "created",
    "entity": "evidence",
    "occurred_at": "2022-08-10T21:05:16.417563",
    "_embedded": {
        "evidences": [\
            {\
                "dispute": "DItff2xbqSx3vbSUoepqwF5R",\
                "updated_at": "2022-08-10T21:05:11.99Z",\
                "created_at": "2022-08-10T21:05:11.99Z",\
                "id": "DFre6geC3iouMhzXjfGiwi5y",\
                "state": "PENDING",\
                "tags": {\
                    "file-extension": ".png",\
                    "content-type": "image/png",\
                    "file-name": "evidence.png"\
                }\
            }\
        ]
    }
}

link to dispute-evidence-uploaded Dispute Evidence Uploaded

The event you receive when documents are successfully uploaded to a evidence for a Dispute.

{
    "type": "updated",
    "entity": "evidence",
    "occurred_at": "2022-08-09T17:23:37.554229",
    "_embedded": {
        "evidences": [\
            {\
                "dispute": "DIs7yQRkHDdMYhurzYz72SFk",\
                "updated_at": "2022-08-09T17:09:39.28Z",\
                "created_at": "2022-08-09T17:09:39.28Z",\
                "id": "DF45NRTbyfpuELmeTmvbpJwo",\
                "state": "SUCCEEDED",\
                "tags": {\
                    "file-extension": ".png",\
                    "content-type": "image/png",\
                    "file-name": "finix_file.png"\
                }\
            }\
        ]
    }
}

link to dispute-updated Dispute Updated

The event you receive when a Dispute gets updated.

{
    "type": "updated",
    "entity": "dispute",
    "occurred_at": "2022-05-13T21:31:43.249792",
    "_embedded": {
        "disputes": [\
            {\
                "reason": "FRAUD",\
                "amount": 888888,\
                "created_at": "2022-05-13T21:28:11.04Z",\
                "message": null,\
                "tags": {\
                    "order_number": "21DFASJSAKAS"\
                },\
                "occurred_at": "2022-05-13T21:27:53.49Z",\
                "dispute_details": {\
                    "arn": "123"\
                },\
                "transfer": "TRikkDuedytMAj6A1pdfFCTg",\
                "application": "AP3AB2itAWrrrPVS6spvrGYp",\
                "updated_at": "2022-05-13T21:31:33.22Z",\
                "identity": "IDsArLxCm9QGbi2QfhaFrTED",\
                "action": null,\
                "id": "DIaFfc4tNXbRDDXXFE5qt6Rq",\
                "state": "WON",\
                "respond_by": "2022-05-20T21:28:11.04Z"\
            }\
        ]
    }
}

link to file-uploaded File Uploaded

The following events detail the changes that happen while uploading files. For more information, see Uploading Files to Finix.

link to file-created File Created

The event you receive sent when a File gets created.

{
    "type": "created",
    "entity": "file",
    "occurred_at": "2022-05-23T17:46:42.19914",
    "_embedded": {
        "files": [\
            {\
                "updated_at": "2022-05-23T17:46:37.42Z",\
                "platform_id": "PLm5E6FbtCZ5vjpCaKhq5PwN",\
                "created_at": "2022-05-23T17:46:37.42Z",\
                "id": "FILE_aiAQBbBz2wosPQjQoaGZHD",\
                "linked_type": "MERCHANT",\
                "display_name": "John's Drivers License",\
                "type": "DRIVERS_LICENSE_FRONT",\
                "linked_to": "MUucec6fHeaWo3VHYoSkUySM",\
                "application_id": "APgPDQrLD52TYvqazjHJJchM",\
                "status": "REQUIRES_UPLOAD",\
                "tags": {\
                    "key_1": "value_1"\
                }\
            }\
        ]
    }
}

link to file-approved File Approved

The event you receive when a File is approved. When approved, the status of the File gets updated to UPLOADED.

{
    "type": "updated",
    "entity": "file",
    "occurred_at": "2022-05-23T17:46:42.19914",
    "_embedded": {
        "files": [\
            {\
                "updated_at": "2022-05-23T17:46:37.42Z",\
                "platform_id": "PLm5E6FbtCZ5vjpCaKhq5PwN",\
                "created_at": "2022-05-23T17:46:37.42Z",\
                "id": "FILE_aiAQBbBz2wosPQjQoaGZHD",\
                "linked_type": "MERCHANT",\
                "display_name": "John's Drivers License",\
                "type": "DRIVERS_LICENSE_FRONT",\
                "linked_to": "MUucec6fHeaWo3VHYoSkUySM",\
                "application_id": "APgPDQrLD52TYvqazjHJJchM",\
                "status": "UPLOADED",\
                "tags": {\
                    "key_1": "value_1"\
                }\
            }\
        ]
    }
}

link to file-rejected File Rejected

The event you receive when a File gets rejected. When rejected, the status of the File gets updated to INVALID.

{
    "type": "updated",
    "entity": "file",
    "occurred_at": "2022-05-23T17:46:42.19914",
    "_embedded": {
        "files": [\
            {\
                "updated_at": "2022-05-23T17:46:37.42Z",\
                "platform_id": "PLm5E6FbtCZ5vjpCaKhq5PwN",\
                "created_at": "2022-05-23T17:46:37.42Z",\
                "id": "FILE_KUCDz2GzXtfgVUPFq8CqL",\
                "linked_type": "MERCHANT",\
                "display_name": "John's Drivers License",\
                "type": "DRIVERS_LICENSE_FRONT",\
                "linked_to": "MU2n7BSovtwYsWYZF6rBnnzk",\
                "application_id": "APgPDQrLD52TYvqazjHJJchM",\
                "status": "INVALID",\
                "tags": {\
                    "key_1": "value_1"\
                }\
            }\
        ]
    }
}

link to external-link-created External Link Created

The event you receive when an external_link gets created.

{
    "type": "created",
    "entity": "external_link",
    "occurred_at": "2022-05-23T18:21:44.726992",
    "_embedded": {
        "external_links": [\
            {\
                "expires_at": "2022-05-23T18:31:39.62Z",\
                "expired": false,\
                "user_id": "USsRhsHYZGBPnQw8CByJyEQW",\
                "file_id": "FILE_aiAQBbBz2wosPQjQoaGZHD",\
                "created_at": "2022-05-23T18:21:39.62Z",\
                "id": "EL_6YjrZF3yCLB3zCLm24yAGm",\
                "type": "UPLOAD",\
                "url": "https://finix-file-quarantine-sb.s3.us-east-2.amazonaws.com/MERCHANT/MUucec6fHeaWo3VHYoSkUySM/DRIVERS_LICENSE_FRONT/FILE_aiAQBbBz2wosPQjQoaGZHD/file?X-Amz-Security-Token=...",\
                "tags": {\
                    "key": "value"\
                }\
            }\
        ]
    }
}

link to external-link-updated External Link Updated

The event you receive when an external_link gets updated.

{
    "type": "updated",
    "entity": "external_link",
    "occurred_at": "2022-05-23T18:21:44.726992",
    "_embedded": {
        "external_links": [\
            {\
                "expires_at": "2022-05-23T18:31:39.62Z",\
                "expired": false,\
                "user_id": "USsRhsHYZGBPnQw8CByJyEQW",\
                "file_id": "FILE_aiAQBbBz2wosPQjQoaGZHD",\
                "created_at": "2022-05-23T18:21:39.62Z",\
                "id": "EL_6YjrZF3yCLB3zCLm24yAGm",\
                "type": "UPLOAD",\
                "url": "https://finix-file-quarantine-sb.s3.us-east-2.amazonaws.com/MERCHANT/MUucec6fHeaWo3VHYoSkUySM/DRIVERS_LICENSE_FRONT/FILE_aiAQBbBz2wosPQjQoaGZHD/file?X-Amz-Security-Token=...",\
                "tags": {\
                    "key": "value"\
                }\
            }\
        ]
    }
}

link to gateway-integration-created Gateway Integration Created

The event you receive when a Gateway Integration gets created. At this time, the only supported gateway is Cybersource. The Gateway Integration › state will be PENDING until Cybersource approves the Merchant, after which the state changes to SUCCEEDED. If there are issues with the onboarding request, the state changes to FAILED.

{
  "type": "created",
  "entity": "gateway_integration",
  "occurred_at": "2020-04-29T20:31:32.348",
  "_embedded": {
    "gateway_integrations": [\
      {\
        "created_at": "2024-08-16T13:11:36.72Z",\
        "updated_at": "2024-08-16T13:11:36.72Z",\
        "application_id": "APgPDQrLD52TYvqazjHJJchM",\
        "linked_to": "MUeg77opgdgQpwejzC9wCNmK",\
        "linked_type": "MERCHANT",\
        "email": "michael@finix.com",\
        "state": "PENDING",\
        "type": "CYBERSOURCE",\
        "tags": {\
          "gateway_name": "shopify"\
        }\
      }\
    ]
  }
}

link to gateway-integration-updated Gateway Integration Updated

This event occurs when a Gateway Integration is updated. The Gateway Integration › state field shows whether the Merchant was successfully approved by Cybersource or if the integration failed (SUCCEEDED or FAILED).

{
  "type": "updated",
  "entity": "gateway_integration",
  "occurred_at": "2020-04-29T20:31:32.348",
  "_embedded": {
    "gateway_integrations": [\
      {\
        "created_at": "2024-08-16T13:11:36.72Z",\
        "updated_at": "2024-08-16T13:11:36.72Z",\
        "application_id": "APgPDQrLD52TYvqazjHJJchM",\
        "linked_to": "MUeg77opgdgQpwejzC9wCNmK",\
        "linked_type": "MERCHANT",\
        "email": "michael@finix.com",\
        "state": "SUCCEEDED",\
        "type": "CYBERSOURCE",\
        "tags": {\
          "gateway_name": "shopify"\
        }\
      }\
    ]
  }
}

link to identity-created-buyer Identity Created (Buyer)

The event you receive when an Identity gets created for a buyer.

{
    "type": "created",
    "entity": "identity",
    "occurred_at": "2020-04-26T20:58:46.298",
    "_embedded": {
        "identitys": [\
            {\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T20:58:46.25Z",\
                "created_at": "2020-04-26T20:58:46.25Z",\
                "id": "IDe5JkBhBeW3ZEvzqWc8kmXd",\
                "entity": {\
                    "title": null,\
                    "first_name": "Joe",\
                    "last_name": "Jon",\
                    "email": "therock@gmail.com",\
                    "business_name": null,\
                    "business_type": null,\
                    "doing_business_as": null,\
                    "phone": "7145677613",\
                    "business_phone": null,\
                    "personal_address": {\
                        "line1": "741 Douglass St",\
                        "line2": "Apartment 7",\
                        "city": "San Mateo",\
                        "region": "CA",\
                        "postal_code": "94114",\
                        "country": "USA"\
                    },\
                    "business_address": null,\
                    "mcc": null,\
                    "dob": null,\
                    "max_transaction_amount": 0,\
                    "amex_mid": null,\
                    "discover_mid": null,\
                    "url": null,\
                    "annual_card_volume": 0,\
                    "has_accepted_credit_cards_previously": false,\
                    "incorporation_date": null,\
                    "principal_percentage_ownership": null,\
                    "short_business_name": null,\
                    "ownership_type": null,\
                    "tax_authority": null,\
                    "tax_id_provided": false,\
                    "business_tax_id_provided": false,\
                    "default_statement_descriptor": null\
                },\
                "identity_roles": [],\
                "tags": {\
                    "key": "value"\
                }\
            }\
        ]
    }
}

link to identity-created-merchant Identity Created (Merchant)

The event you receive when an Identity gets created for a merchant.

{
    "type": "created",
    "entity": "identity",
    "occurred_at": "2020-04-26T21:06:11.343",
    "_embedded": {
        "identitys": [\
            {\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T21:06:11.27Z",\
                "created_at": "2020-04-26T21:06:11.27Z",\
                "id": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "entity": {\
                    "title": "CEO",\
                    "first_name": "John",\
                    "last_name": "Smith",\
                    "email": "user@example.org",\
                    "business_name": "Lees Sandwiches",\
                    "business_type": "INDIVIDUAL_SOLE_PROPRIETORSHIP",\
                    "doing_business_as": "Lees Sandwiches",\
                    "phone": "1234567890",\
                    "business_phone": "+1 (408) 756-4497",\
                    "personal_address": {\
                        "line1": "741 Douglass St",\
                        "line2": "Apartment 7",\
                        "city": "San Mateo",\
                        "region": "CA",\
                        "postal_code": "94114",\
                        "country": "USA"\
                    },\
                    "business_address": {\
                        "line1": "741 Douglass St",\
                        "line2": "Apartment 8",\
                        "city": "San Mateo",\
                        "region": "CA",\
                        "postal_code": "94114",\
                        "country": "USA"\
                    },\
                    "mcc": "4900",\
                    "dob": {\
                        "day": 27,\
                        "month": 6,\
                        "year": 1978\
                    },\
                    "max_transaction_amount": 12000000,\
                    "amex_mid": null,\
                    "discover_mid": null,\
                    "url": "www.LeesSandwiches.com",\
                    "annual_card_volume": 12000000,\
                    "has_accepted_credit_cards_previously": true,\
                    "incorporation_date": {\
                        "day": 27,\
                        "month": 6,\
                        "year": 1978\
                    },\
                    "principal_percentage_ownership": 50,\
                    "short_business_name": null,\
                    "ownership_type": "PRIVATE",\
                    "tax_authority": null,\
                    "tax_id_provided": true,\
                    "business_tax_id_provided": true,\
                    "default_statement_descriptor": "Lees Sandwiches"\
                },\
                "identity_roles": [],\
                "tags": {\
                    "Studio Rating": "4.7"\
                }\
            }\
        ]
    }
}

link to identity-updated Identity Updated

The event you receive when an Identity gets updated.

{
    "type": "updated",
    "entity": "identity",
    "occurred_at": "2020-04-26T21:20:41.439",
    "_embedded": {
        "identitys": [\
            {\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T21:20:41.35Z",\
                "created_at": "2020-04-26T21:06:11.27Z",\
                "id": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "entity": {\
                    "title": "CTO",\
                    "first_name": "Bernard",\
                    "last_name": "Sterling",\
                    "email": "user@example.org",\
                    "business_name": "Finix Flowers",\
                    "business_type": "INDIVIDUAL_SOLE_PROPRIETORSHIP",\
                    "doing_business_as": "Finix Flowers",\
                    "phone": "7144177878",\
                    "business_phone": "+1 (408) 756-4497",\
                    "personal_address": {\
                        "line1": "712 Douglass St",\
                        "line2": "Apartment 2",\
                        "city": "San Diego",\
                        "region": "CA",\
                        "postal_code": "94194",\
                        "country": "USA"\
                    },\
                    "business_address": {\
                        "line1": "741 Douglass St",\
                        "line2": "Apartment 8",\
                        "city": "San Mateo",\
                        "region": "CA",\
                        "postal_code": "94114",\
                        "country": "USA"\
                    },\
                    "mcc": "4900",\
                    "dob": {\
                        "day": 2,\
                        "month": 5,\
                        "year": 1988\
                    },\
                    "max_transaction_amount": 1200000,\
                    "amex_mid": null,\
                    "discover_mid": null,\
                    "url": "www.Finix.com",\
                    "annual_card_volume": 12000000,\
                    "has_accepted_credit_cards_previously": true,\
                    "incorporation_date": {\
                        "day": 27,\
                        "month": 6,\
                        "year": 1978\
                    },\
                    "principal_percentage_ownership": 50,\
                    "short_business_name": null,\
                    "ownership_type": "PRIVATE",\
                    "tax_authority": null,\
                    "tax_id_provided": true,\
                    "business_tax_id_provided": true,\
                    "default_statement_descriptor": "Finix Flowers"\
                },\
                "identity_roles": [],\
                "tags": {\
                    "key": "value_2"\
                }\
            }\
        ]
    }
}

link to instrument-history-entry-created Instrument History Entry Created

The event you receive when a stored payment card's details are updated, creating an Instrument History Entry in a specific Payment Instrument's history.

{
  "type": "created",
  "entity": "instrument_history",
  "occurred_at": "2020-04-26T22:58 :30.584",

"_embedded": {
    "instrument_histories": [\
      {\
        "id": "instrument_history_xxxxx",\
        "created_at": "2022-10-11T01:42:22.32Z",\
        "type": "NUMBER_AND_EXPIRATION_UPDATED",\
        "application_id": "APgPDQrLD52TYvqazjHJJchM",\
        "payment_instrument_id": "PIxxx",\
        "payment_instrument_type": "PAYMENT_CARD",\
        "old_instrument_details": {\
          "bin": "411111",\
          "brand": "VISA",\
          "expiration_month": "11",\
          "expiration_year": "2029",\
          "last_four": "4111",\
          "fingerprint": "FPRonNPcX7ifi8SXBgcZs7a52"\
        },\
        "new_instrument_details": {\
          "bin": "411111",\
          "brand": "VISA",\
          "expiration_month": "10",\
          "expiration_year": "2030",\
          "last_four": "4112",\
          "fingerprint": "FPRnpe4F5RfPbyKaATT5Udjif"\
        }\
      }\
    ]
  }
}

link to merchant-provisioned Merchant Provisioned

When your Merchant is provisioned, Finix sends 6 webhook events:

  1. Merchant Created
  2. Merchant Profile Created
  3. Verification Created
  4. Merchant Underwritten
  5. Verification Approved
  6. Merchant Approved

link to merchant-created Merchant Created

The event you receive when you create a Merchant.

{
    "type": "created",
    "entity": "merchant",
    "occurred_at": "2020-04-26T21:54:59.958",
    "_embedded": {
        "merchants": [\
            {\
                "card_expiration_date_required": false,\
                "settlement_enabled": false,\
                "mid": null,\
                "merchant_name": "Finix Flowers",\
                "created_at": "2020-04-26T21:54:59.43Z",\
                "processing_enabled": false,\
                "mcc": "4900",\
                "processor": "DUMMY_V1",\
                "creating_transfer_from_report_enabled": false,\
                "merchant_profile": "MPcQELZpgPU7dq1ZsCjnZQDS",\
                "tags": {\
                    "key_2": "value_2"\
                },\
                "card_cvv_required": false,\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T21:54:59.43Z",\
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "processor_details": {},\
                "id": "MUrFRV3YDxDGJBA9G8dmuKCk",\
                "onboarding_state": "PROVISIONING",\
                "verification": null,\
                "gross_settlement_enabled": false\
            }\
        ]
    }
}

link to merchant-profile-created Merchant Profile Created

The event you receive when the Merchant Profile gets automatically created for your new Merchant.

{
    "type": "created",
    "entity": "merchant_profile",
    "occurred_at": "2020-04-26T21:54:59.692",
    "_embedded": {
        "merchant_profiles": [\
            {\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T21:54:59.42Z",\
                "fee_profile": null,\
                "risk_profile": "RPjhkhnYKWWMHwwuX1JuxinW",\
                "created_at": "2020-04-26T21:54:59.42Z",\
                "id": "MPcQELZpgPU7dq1ZsCjnZQDS",\
                "tags": {}\
            }\
        ]
    }
}

link to verification-created Verification Created

The event you receive when you create the Verification to underwrite the new Merchant.

{
    "type": "created",
    "entity": "verification",
    "occurred_at": "2020-04-26T21:54:59.83",
    "_embedded": {
        "verifications": [\
            {\
                "trace_id": "2456e6d0-f2b1-4626-8936-28728e7c2a0d",\
                "payment_instrument": null,\
                "raw": null,\
                "created_at": "2020-04-26T21:54:59.46Z",\
                "merchant": "MUrFRV3YDxDGJBA9G8dmuKCk",\
                "processor": "DUMMY_V1",\
                "tags": {\
                    "key_2": "value_2"\
                },\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T21:54:59.50Z",\
                "identity": null,\
                "messages": [],\
                "id": "VImsN9J9VU9y9uGNyaE3TjC5",\
                "state": "PENDING"\
            }\
        ]
    }
}

link to merchant-underwritten Merchant Underwritten

The event you receive when the Merchant gets submitted for underwriting.

{
    "type": "underwritten",
    "entity": "merchant",
    "occurred_at": "2020-04-26T21:55:06.626",
    "_embedded": {
        "merchants": [\
            {\
                "card_expiration_date_required": false,\
                "settlement_enabled": false,\
                "mid": null,\
                "merchant_name": "Finix Flowers",\
                "created_at": "2020-04-26T21:54:59.43Z",\
                "processing_enabled": false,\
                "mcc": "4900",\
                "processor": "DUMMY_V1",\
                "creating_transfer_from_report_enabled": false,\
                "merchant_profile": "MPcQELZpgPU7dq1ZsCjnZQDS",\
                "tags": {\
                    "key_2": "value_2"\
                },\
                "card_cvv_required": false,\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T21:55:01.90Z",\
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "processor_details": {\
                    "api_key": "secretValue"\
                },\
                "id": "MUrFRV3YDxDGJBA9G8dmuKCk",\
                "onboarding_state": "APPROVED",\
                "verification": "VImsN9J9VU9y9uGNyaE3TjC5",\
                "gross_settlement_enabled": false\
            }\
        ]
    }
}

link to verification-approved Verification Approved

The event you receive when the Verification request to underwrite the Merchant get approved. If approved, state gets updated to SUCCEEDED.

{
    "type": "updated",
    "entity": "verification",
    "occurred_at": "2020-04-26T21:55:07.337",
    "_embedded": {
        "verifications": [\
            {\
                "trace_id": "2456e6d0-f2b1-4626-8936-28728e7c2a0d",\
                "payment_instrument": null,\
                "raw": "RawDummyMerchantUnderwriteResult",\
                "created_at": "2020-04-26T21:54:59.46Z",\
                "merchant": "MUrFRV3YDxDGJBA9G8dmuKCk",\
                "processor": "DUMMY_V1",\
                "tags": {\
                    "key_2": "value_2"\
                },\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T21:55:06.72Z",\
                "identity": null,\
                "messages": [],\
                "id": "VImsN9J9VU9y9uGNyaE3TjC5",\
                "state": "SUCCEEDED"\
            }\
        ]
    }
}

link to merchant-approved Merchant Approved

The event you receive when the Merchant gets approved and enabled to process payments. When the Merchant gets approved, processing_enabled gets updated to true.

{
    "type": "updated",
    "entity": "merchant",
    "occurred_at": "2020-04-26T21:55:07.46",
    "_embedded": {
        "merchants": [\
            {\
                "card_expiration_date_required": false,\
                "settlement_enabled": true,\
                "mid": null,\
                "merchant_name": "Finix Flowers",\
                "created_at": "2020-04-26T21:54:59.43Z",\
                "processing_enabled": true,\
                "mcc": "4900",\
                "processor": "DUMMY_V1",\
                "creating_transfer_from_report_enabled": false,\
                "merchant_profile": "MPcQELZpgPU7dq1ZsCjnZQDS",\
                "tags": {\
                    "key_2": "value_2"\
                },\
                "card_cvv_required": false,\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T21:55:06.72Z",\
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "processor_details": {\
                    "api_key": "secretValue"\
                },\
                "id": "MUrFRV3YDxDGJBA9G8dmuKCk",\
                "onboarding_state": "APPROVED",\
                "verification": "VImsN9J9VU9y9uGNyaE3TjC5",\
                "gross_settlement_enabled": false\
            }\
        ]
    }
}

link to merchant-provisioned-card-present Merchant Provisioned (Card Present)

The events that get sent when a Merchant is provisioned to process card present transactions.

link to merchant-created-1 Merchant Created

The event you receive when you create a Merchant.

{
    "type": "created",
    "entity": "merchant",
    "occurred_at": "2020-04-26T22:30:41.801",
    "_embedded": {
        "merchants": [\
            {\
                "card_expiration_date_required": false,\
                "settlement_enabled": false,\
                "mid": null,\
                "merchant_name": "Finix Flowers",\
                "created_at": "2020-04-26T22:30:41.50Z",\
                "processing_enabled": false,\
                "mcc": "4900",\
                "processor": "VANTIV_V1",\
                "creating_transfer_from_report_enabled": false,\
                "merchant_profile": "MPix8GV6WTWv8hWVxvWV2unm",\
                "tags": {},\
                "card_cvv_required": false,\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T22:30:41.50Z",\
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "processor_details": {},\
                "id": "MUeLemkwC6WSaaZLUUB1Y7mr",\
                "onboarding_state": "PROVISIONING",\
                "verification": null,\
                "gross_settlement_enabled": false\
            }\
        ]
    }
}

link to merchant-profile-created-1 Merchant Profile Created

The event you receive when the Merchant Profile gets automatically created for your new Merchant.

{
    "type": "created",
    "entity": "merchant_profile",
    "occurred_at": "2020-04-26T22:30:41.731",
    "_embedded": {
        "merchant_profiles": [\
            {\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T22:30:41.49Z",\
                "fee_profile": null,\
                "risk_profile": "RPjhkhnYKWWMHwwuX1JuxinW",\
                "created_at": "2020-04-26T22:30:41.49Z",\
                "id": "MPix8GV6WTWv8hWVxvWV2unm",\
                "tags": {}\
            }\
        ]
    }
}

link to initial-verification-created Initial Verification Created

The event you receive when you create the Verification to underwrite the new Merchant.

{
    "type": "created",
    "entity": "verification",
    "occurred_at": "2020-04-26T22:30:41.636",
    "_embedded": {
        "verifications": [\
            {\
                "trace_id": "FNX4YG8ut4zJQekpQGZbtZL2a",\
                "payment_instrument": null,\
                "raw": null,\
                "created_at": "2020-04-26T22:30:41.50Z",\
                "merchant": "MUeLemkwC6WSaaZLUUB1Y7mr",\
                "processor": "VANTIV_V1",\
                "tags": {},\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T22:30:41.52Z",\
                "identity": null,\
                "messages": [],\
                "id": "VIpdSnQwTNeWgMHXvFDCPVsx",\
                "state": "PENDING"\
            }\
        ]
    }
}

link to initial-verification-failed Initial Verification Failed

The event you receive when the Verification request to underwrite the Merchant get denied. If denied, state gets updated to FAILED.

{
    "type": "updated",
    "entity": "verification",
    "occurred_at": "2020-04-26T22:31:15.486",
    "_embedded": {
        "verifications": [\
            {\
                "trace_id": "FNX4YG8ut4zJQekpQGZbtZL2a",\
                "payment_instrument": null,\
                "raw": "MerchantResponse(correlationId=null, httpStatusCode=500, httpStatusMessage=Original response had no body, id=null, mid=null, acceptedCards=null, expressSubAccount=null, errors=[Error(errorCode=null, errorMessage=Original response had no body. Please check Vantiv credentials or health status of Vantiv service, target=null)])",\
                "created_at": "2020-04-26T22:30:41.50Z",\
                "merchant": "MUeLemkwC6WSaaZLUUB1Y7mr",\
                "processor": "VANTIV_V1",\
                "tags": {},\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T22:31:15.23Z",\
                "identity": null,\
                "messages": [\
                    "Error(errorCode=null, errorMessage=Original response had no body. Please check Vantiv credentials or health status of Vantiv service, target=null)"\
                ],\
                "id": "VIpdSnQwTNeWgMHXvFDCPVsx",\
                "state": "FAILED"\
            }\
        ]
    }
}

link to merchant-rejected Merchant Rejected

The event you receive when the request to underwrite the Merchant get denied. If denied, onboarding_state gets updated to REJECTED.

{
    "type": "updated",
    "entity": "merchant",
    "occurred_at": "2020-04-26T22:31:15.59",
    "_embedded": {
        "merchants": [\
            {\
                "card_expiration_date_required": false,\
                "settlement_enabled": false,\
                "mid": null,\
                "merchant_name": "Finix Flowers",\
                "created_at": "2020-04-26T22:30:41.50Z",\
                "processing_enabled": false,\
                "mcc": "4900",\
                "processor": "VANTIV_V1",\
                "creating_transfer_from_report_enabled": false,\
                "merchant_profile": "MPix8GV6WTWv8hWVxvWV2unm",\
                "tags": {},\
                "card_cvv_required": false,\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T22:31:15.23Z",\
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "processor_details": {},\
                "id": "MUeLemkwC6WSaaZLUUB1Y7mr",\
                "onboarding_state": "REJECTED",\
                "verification": "VIpdSnQwTNeWgMHXvFDCPVsx",\
                "gross_settlement_enabled": false\
            }\
        ]
    }
}

link to second-verification-created Second Verification Created

The event you receive when you create the second Verification to try underwriting the new Merchant again.

{
    "type": "created",
    "entity": "verification",
    "occurred_at": "2020-04-26T22:33:10.198",
    "_embedded": {
        "verifications": [\
            {\
                "trace_id": "85f2b5a5-0c58-4382-bf94-349b738db6c3",\
                "payment_instrument": null,\
                "raw": null,\
                "created_at": "2020-04-26T22:33:10.12Z",\
                "merchant": "MUrFRV3YDxDGJBA9G8dmuKCk",\
                "processor": "DUMMY_V1",\
                "tags": {},\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T22:33:10.14Z",\
                "identity": null,\
                "messages": [],\
                "id": "VIwq2UdpXyUoDGW3e4uwY2dB",\
                "state": "PENDING"\
            }\
        ]
    }
}

link to second-attempt-to-underwrite-merchant Second Attempt to Underwrite Merchant

The event you receive when the Merchant gets submitted again for underwriting.

{
    "type": "underwritten",
    "entity": "merchant",
    "occurred_at": "2020-04-26T22:34:06.036",
    "_embedded": {
        "merchants": [\
            {\
                "card_expiration_date_required": false,\
                "settlement_enabled": true,\
                "mid": null,\
                "merchant_name": "Finix Flowers",\
                "created_at": "2020-04-26T21:54:59.43Z",\
                "processing_enabled": true,\
                "mcc": "4900",\
                "processor": "DUMMY_V1",\
                "creating_transfer_from_report_enabled": false,\
                "merchant_profile": "MPcQELZpgPU7dq1ZsCjnZQDS",\
                "tags": {\
                    "key_2": "value_2"\
                },\
                "card_cvv_required": false,\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T21:55:06.72Z",\
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "processor_details": {\
                    "api_key": "secretValue"\
                },\
                "id": "MUrFRV3YDxDGJBA9G8dmuKCk",\
                "onboarding_state": "APPROVED",\
                "verification": "VIwq2UdpXyUoDGW3e4uwY2dB",\
                "gross_settlement_enabled": false\
            }\
        ]
    }
}

link to verification-approved-1 Verification Approved

The event you receive when the second Verification request to underwrite the Merchant get approved. If approved, state gets updated to SUCCEEDED.

{
    "type": "updated",
    "entity": "verification",
    "occurred_at": "2020-04-26T22:34:06.323",
    "_embedded": {
        "verifications": [\
            {\
                "trace_id": "85f2b5a5-0c58-4382-bf94-349b738db6c3",\
                "payment_instrument": null,\
                "raw": "RawDummyMerchantUnderwriteResult",\
                "created_at": "2020-04-26T22:33:10.12Z",\
                "merchant": "MUrFRV3YDxDGJBA9G8dmuKCk",\
                "processor": "DUMMY_V1",\
                "tags": {},\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T22:34:06.15Z",\
                "identity": null,\
                "messages": [],\
                "id": "VIwq2UdpXyUoDGW3e4uwY2dB",\
                "state": "SUCCEEDED"\
            }\
        ]
    }
}

link to merchant-provisioning-reattempted Merchant Provisioning (Reattempted)

The events that get sent when another attempt is made to provision (underwrite) the Merchant.

link to verification-created-1 Verification Created

The event you receive when you create the Verification to underwrite (or provision) the new Merchant.

{
    "type": "created",
    "entity": "verification",
    "occurred_at": "2020-04-26T22:10:44.523",
    "_embedded": {
        "verifications": [\
            {\
                "trace_id": "f7375d38-9ed0-4d86-b62d-a8f692f635cb",\
                "payment_instrument": null,\
                "raw": null,\
                "created_at": "2020-04-26T22:10:44.42Z",\
                "merchant": "MUrFRV3YDxDGJBA9G8dmuKCk",\
                "processor": "DUMMY_V1",\
                "tags": {},\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T22:10:44.45Z",\
                "identity": null,\
                "messages": [],\
                "id": "VIb691JRnMdz4M73yi6jAmCN",\
                "state": "PENDING"\
            }\
        ]
    }
}

link to verification-approved-2 Verification Approved

The event you receive when the Verification request to underwrite the Merchant get approved. If approved, state gets updated to SUCCEEDED.

{
    "type": "updated",
    "entity": "verification",
    "occurred_at": "2020-04-26T22:11:05.955",
    "_embedded": {
        "verifications": [\
            {\
                "trace_id": "f7375d38-9ed0-4d86-b62d-a8f692f635cb",\
                "payment_instrument": null,\
                "raw": "RawDummyMerchantUnderwriteResult",\
                "created_at": "2020-04-26T22:10:44.42Z",\
                "merchant": "MUrFRV3YDxDGJBA9G8dmuKCk",\
                "processor": "DUMMY_V1",\
                "tags": {},\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T22:11:05.76Z",\
                "identity": null,\
                "messages": [],\
                "id": "VIb691JRnMdz4M73yi6jAmCN",\
                "state": "SUCCEEDED"\
            }\
        ]
    }
}

link to merchant-underwritten-1 Merchant Underwritten

The event you receive when the Merchant gets submitted for underwriting.

{
    "type": "underwritten",
    "entity": "merchant",
    "occurred_at": "2020-04-26T22:11:05.686",
    "_embedded": {
        "merchants": [\
            {\
                "card_expiration_date_required": false,\
                "settlement_enabled": true,\
                "mid": null,\
                "merchant_name": "Finix Flowers",\
                "created_at": "2020-04-26T21:54:59.43Z",\
                "processing_enabled": true,\
                "mcc": "4900",\
                "processor": "DUMMY_V1",\
                "creating_transfer_from_report_enabled": false,\
                "merchant_profile": "MPcQELZpgPU7dq1ZsCjnZQDS",\
                "tags": {\
                    "key_2": "value_2"\
                },\
                "card_cvv_required": false,\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T21:55:06.72Z",\
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "processor_details": {\
                    "api_key": "secretValue"\
                },\
                "id": "MUrFRV3YDxDGJBA9G8dmuKCk",\
                "onboarding_state": "APPROVED",\
                "verification": "VIb691JRnMdz4M73yi6jAmCN",\
                "gross_settlement_enabled": false\
            }\
        ]
    }
}

link to onboarding-form-created Onboarding Form Created

The event you receive when an onboarding_form gets created.

{
    "id": "event_3M7pFpzorXGdtSDaBubCkt",
    "type": "created",
    "entity": "onboarding_form",
    "occurred_at": "2022-12-12T21:37:44.385255",
    "_embedded": {
        "onboarding_forms": [\
            {\
                "merchant_processors": [\
                    {\
                        "processor": "DUMMY_V1"\
                    }\
                ],\
                "onboarding_link": {\
                    "expires_at": "2022-12-12T22:07:43.48Z",\
                    "link_url": "https://sandbox.payments-dashboard.com/merchant-onboarding?formId=obf_7EMbv4C2bCvzFkVFwDWnEo&applicationId=APgPDQrLD52TYvqazjHJJchM&bearerToken=..."\
                },\
                "onboarding_data": {\
                    "entity": {},\
                    "associated_entities": [],\
                    "payment_instruments": {},\
                    "additional_underwriting_data": {},\
                    "max_transaction_amount": 100000\
                },\
                "updated_at": "2022-12-12T21:37:43.466129Z",\
                "identity_id": null,\
                "onboarding_link_details": {\
                    "return_url": "https://www.finix.com/docs",\
                    "expired_session_url": "https://www.finix.com/",\
                    "fee_details_url": "https://www.finix.com/docs",\
                    "terms_of_service_url": "https://www.finix.com/terms-and-policies",\
                    "expiration_in_minutes": 10080\
                },\
                "created_at": "2022-12-12T21:37:43.466129Z",\
                "id": "obf_7EMbv4C2bCvzFkVFwDWnEo",\
                "application_id": "APgPDQrLD52TYvqazjHJJchM",\
                "status": "IN_PROGRESS",\
                "tags": {}\
            }\
        ]
    }
}

link to onboarding-form-updated Onboarding Form Updated

The event you receive when an onboarding_form gets updated or submitted.

{
    "type": "updated",
    "entity": "onboarding_form",
    "occurred_at": "2022-12-12T21:37:44.385255",
    "_embedded": {
        "onboarding_forms": [\
            {\
                "id": "obf_7EMbv4C2bCvzFkVFwDWnEo",\
                "onboarding_data": {\
                    "entity": {\
                        "title": "CEO",\
                        "first_name": "John",\
                        "last_name": "Smith",\
                        "email": "john@example.com",\
                        "business_name": "Finix Flowers",\
                        "business_type": "INDIVIDUAL_SOLE_PROPRIETORSHIP",\
                        "doing_business_as": "Finix Flowers",\
                        "phone": "5558675309",\
                        "business_phone": "5558675309",\
                        "mcc": "4900",\
                        "url": "example.com",\
                        "ownership_type": "PRIVATE",\
                        "default_statement_descriptor": "FNX",\
                        "max_transaction_amount": 100000,\
                        "annual_card_volume": "10000000",\
                        "principal_percentage_ownership": "100",\
                        "tax_id": "*****6789",\
                        "business_tax_id": "*****6890",\
                        "personal_address": {\
                            "line1": "631 Howard St.",\
                            "city": "San Francisco",\
                            "region": "CA",\
                            "postal_code": "94105",\
                            "country": "USA"\
                        },\
                        "business_address": {\
                            "line1": "631 Howard St.",\
                            "city": "San Francisco",\
                            "region": "CA",\
                            "postal_code": "94105",\
                            "country": "USA"\
                        },\
                        "dob": {\
                            "day": 1,\
                            "month": 1,\
                            "year": 1981\
                        },\
                        "incorporation_date": {\
                            "day": 1,\
                            "month": 1,\
                            "year": 2007\
                        }\
                    },\
                    "payment_instruments": {\
                        "name": "John Smith",\
                        "bank_code": "123456789",\
                        "account_number": "*****6789",\
                        "account_type": "CHECKING",\
                        "type": "BANK_ACCOUNT"\
                    },\
                    "additional_underwriting_data": {\
                        "refund_policy": "NO_REFUNDS",\
                        "average_ach_transfer_amount": 0,\
                        "average_card_transfer_amount": 10000,\
                        "merchant_agreement_ip_address": "4.14.107.114",\
                        "merchant_agreement_accepted": true,\
                        "merchant_agreement_timestamp": "2022-11-16T00:53:45.228537Z",\
                        "merchant_agreement_user_agent": "Mozilla/5.0 (Macintosh; Intel Mac OS X 10_15_7) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/107.0.0.0 Safari/537.36",\
                        "annual_ach_volume": 0,\
                        "business_description": "Flowers",\
                        "volume_distribution_by_business_type": {\
                            "other_volume_percentage": 0,\
                            "business_to_business_volume_percentage": 100,\
                            "business_to_consumer_volume_percentage": 0\
                        },\
                        "card_volume_distribution": {\
                            "ecommerce_percentage": 100,\
                            "card_present_percentage": 0,\
                            "mail_order_telephone_order_percentage": 0\
                        }\
                    },\
                    "max_transaction_amount": 100000\
                },\
                "merchant_processors": [\
                    {\
                        "processor": "DUMMY_V1"\
                    }\
                ],\
                "onboarding_link_details": {\
                    "return_url": "https://www.example.com/finix-handlers/onboarding-return",\
                    "expired_session_url": "https://www.example.com/finix-handlers/onboarding-expires",\
                    "fee_details_url": "https://www.finix.com/docs",\
                    "terms_of_service_url": "https://www.finix.com/terms-and-policies",\
                    "expiration_in_minutes": 10080\
                },\
                "status": "COMPLETED",\
                "identity_id": "ID8XfQPGnxM2oviYgdzjMWsn",\
                "application_id": "APgPDQrLD52TYvqazjHJJchM",\
                "created_at": "2022-11-16T00:50:23.787426Z",\
                "updated_at": "2022-11-16T00:53:46.124008Z",\
                "tags": {\
                    "seller": "Finix Flowers"\
                }\
            }\
        ]
    }
}

link to payment-instrument-created-bank-account Payment Instrument Created (Bank Account)

The event you receive when a Payment Instrument is created using the information of a bank account.

{
    "type": "created",
    "entity": "instrument",
    "occurred_at": "2020-04-26T21:24:03.139",
    "_embedded": {
        "instruments": [\
            {\
                "bank_code": "123123123",\
                "country": "USA",\
                "account_type": "SAVINGS",\
                "created_at": "2020-04-26T21:24:03.06Z",\
                "instrument_type": "BANK_ACCOUNT",\
                "type": "BANK_ACCOUNT",\
                "tags": {\
                    "Bank Account": "Company Account"\
                },\
                "masked_account_number": "XXXXX3123",\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T21:24:03.06Z",\
                "identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "fingerprint": "FPRd5moHxL3Ltuvk4cczxetCg",\
                "name": "John",\
                "currency": "USD",\
                "id": "PInwJvRi22wrz4j5Mx3ghBE9"\
            }\
        ]
    }
}

link to payment-instrument-created-card Payment Instrument Created (Card)

The event you receive when a Payment Instrument is created from a credit or debit card.

{
    "type": "created",
    "entity": "instrument",
    "occurred_at": "2020-04-26T21:22:57.287",
    "_embedded": {
        "instruments": [\
            {\
                "address": {\
                    "line1": "900 Metro Center Blv",\
                    "line2": null,\
                    "city": "San Francisco",\
                    "region": "CA",\
                    "postal_code": "94404",\
                    "country": "USA"\
                },\
                "address_verification": "UNKNOWN",\
                "bin": "489514",\
                "security_code_verification": "UNKNOWN",\
                "created_at": "2020-04-26T21:22:57.21Z",\
                "instrument_type": "PAYMENT_CARD",\
                "card_type": "UNKNOWN",\
                "type": "PAYMENT_CARD",\
                "tags": {\
                    "card_name": "Business Card"\
                },\
                "expiration_year": 2029,\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T21:22:57.21Z",\
                "last_four": "0006",\
                "identity": "IDe5JkBhBeW3ZEvzqWc8kmXd",\
                "fingerprint": "FPRogKWsRQks2HGaau5eGR9AF",\
                "expiration_month": 3,\
                "name": "John Smith",\
                "currency": "USD",\
                "id": "PIoBQHZFB3p8UM8HasuN6icB",\
                "brand": "VISA"\
            }\
        ]
    }
}

link to payment-instrument-updated Payment Instrument Updated

The events that get sent when Payment Instruments gets manually updated with a PUT request.

{
    "id": "event_7849EPiVUN9dknfmPoctE6",
    "system_generated_idempotency_id": "7849EPiVUN9dknfmPoctE6",
    "type": "updated",
    "entity": "instrument",
    "occurred_at": "2023-03-03T17:31:01.465843",
    "_embedded": {
        "instruments": [\
            {\
                "bin": "558958",\
                "created_at": "2023-03-03T17:30:59.89Z",\
                "instrument_type": "PAYMENT_CARD",\
                "type": "PAYMENT_CARD",\
                "enabled": true,\
                "issuer_country": "USA",\
                "updated_at": "2023-03-03T17:30:59.89Z",\
                "last_four": "0770",\
                "identity": "ID4NxfCXYDu8NiueXHm8JUCb",\
                "fingerprint": "FPRoD2LpBkgJDaUBAAmtdQPAn",\
                "expiration_month": 9,\
                "currency": "USD",\
                "id": "PIicBscsDiBfs6QW2C5gQvGa",\
                "brand": "VISA",\
                "disabled_code": null,\
                "address": {\
                    "line1": "631 Howard St",\
                    "line2": null,\
                    "city": "San Francisco",\
                    "region": "CA",\
                    "postal_code": "94105",\
                    "country": null\
                },\
                "address_verification": "POSTAL_CODE_AND_STREET_MATCH",\
                "created_via": "API",\
                "security_code_verification": "MATCHED",\
                "disabled_message": null,\
                "card_type": "CREDIT",\
                "tags": {},\
                "expiration_year": 2027,\
                "application": "APot9H635fZLZuRNZDS6bbsU",\
                "name": "John Smith"\
            }\
        ]
    }
}

link to payment-link-created Payment Link Created

The event you receive when a Payment Link is created.

{
  "_embedded": {
    "payment_links": [\
      {\
        "additional_details": {\
          "collect_billing_address": false,\
          "collect_email": true,\
          "collect_name": true,\
          "collect_phone": false,\
          "collect_shipping_address": false,\
          "expiration_in_minutes": 10080,\
          "expired_session_url": "https://cannon.com/error.html",\
          "receipt_requested_delivery_methods": [\
            {\
              "destinations": [\
                "2348765431"\
              ],\
              "type": "SMS"\
            }\
          ],\
          "send_receipt": false,\
          "success_return_url": "https://www.cannon.com/success/123rw21w.html",\
          "terms_of_service_url": "https://cannon.com/terms_of_service.html",\
          "unsuccessful_return_url": "https://www.cannon.com/success/123rw21w.html"\
        },\
        "allowed_payment_methods": [\
          "BANK_ACCOUNT",\
          "PAYMENT_CARD",\
          "APPLE_PAY",\
          "GOOGLE_PAY"\
        ],\
        "amount_details": {\
          "amount_breakdown": {\
            "additional_buyer_charges": null,\
            "customs_duty_amount": null,\
            "discount_amount": 1000,\
            "estimated_tax_amount": 429,\
            "shipping_amount": 995,\
            "subtotal_amount": 3994,\
            "tax_exempt": false,\
            "tip_amount": 1000\
          },\
          "amount_type": "FIXED",\
          "currency": "USD",\
          "max_amount": null,\
          "min_amount": null,\
          "total_amount": 5418\
        },\
        "application_id": "APscsFoe6BF78faCJ53CCTe8",\
        "attempt_l2_l3_payment": false,\
        "branding": {\
          "accent_color": "my_accent_color",\
          "brand_color": "my_brand_color",\
          "button_font_color": null,\
          "icon": "my_icon_url",\
          "logo": "my_logo_url",\
          "logo_alternative_text": "logo alternative text payment links"\
        },\
        "buyer_details": null,\
        "created_at": "2025-05-28T15:10:07.809171Z",\
        "id": "payment_link_coz97Uxc1o9JV3Yr9rQfd",\
        "is_multiple_use": true,\
        "items": [\
          {\
            "description": "this is cool sunglasses",\
            "image_details": {\
              "alternative_image_urls": [\
                "https://google.com/image1",\
                "https://google.com/image2"\
              ],\
              "primary_image_url": "https://google.com/image"\
            },\
            "item_details": null,\
            "name": null,\
            "price_details": {\
              "amount_excluding_sales_tax": null,\
              "currency": "USD",\
              "item_discount_amount": null,\
              "price_type": "PROMOTIONAL",\
              "regular_amount": 5000,\
              "sale_amount": 4000\
            },\
            "quantity": 1\
          }\
        ],\
        "link_expires_at": "2025-06-04T15:10:07.769552Z",\
        "link_url": "https://link.qa-payments-checkout.com/zW6Xpq",\
        "merchant_id": "MU5tYxn1K1foFfmCqWYBRQZL",\
        "nickname": "string",\
        "payment_frequency": "ONE_TIME",\
        "state": "ACTIVE",\
        "tags": {},\
        "updated_at": "2025-05-28T15:10:07.809171Z"\
      }\
    ]
  },
  "entity": "payment_link",
  "id": "event_qDjqAX2xUQC8zmoLeVSwcv",
  "occurred_at": "2025-05-28T15:10:08.173467826",
  "system_generated_idempotency_id": "qDjqAX2xUQC8zmoLeVSwcv",
  "type": "created"
}

link to payment-link-updated Payment Link Updated

The event you receive when a Payment Link is updated.


link to payout-profile-created Payout Profile Created

The event that's sent when the payout settings of a Merchant are changed or updated.

{
    "type": "created",
    "entity": "payout_profile",
    "occurred_at": "2022-08-05T18:46:47.488477",
    "_embedded": {
        "payout_profiles": [\
            {\
                "updated_at": "2022-08-05T11:46:46.52Z",\
                "created_at": "2022-08-05T11:46:46.52Z",\
                "id": "POwgvawdPpTfE2fvayUi4FJ1",\
                "linked_type": "MERCHANT",\
                "type": "NET",\
                "net": {\
                    "frequency": "DAILY",\
                    "submission_delay_days": 0,\
                    "payment_instrument_id": "PI8K6j4DkAuoD56mcxKxic9d",\
                    "rail": "STANDARD"\
                },\
                "linked_id": "MU84HSuYw9GSVxWoiXuMsPdH",\
                "tags": {}\
            }\
        ]
    }
}

link to subscription-created Subscription Created

The event you receive when a Subscription is created.

{
  "_embedded": {
    "subscriptions": [\
      {\
        "id": "subscription_copEkMmqfLWCWKmeeYMHS",\
        "amount": 10000,\
        "billing_interval": "MONTHLY",\
        "buyer_details": {\
          "identity_id": "IDiyCN29J7cLjKftvqayu7km",\
          "instrument_id": "PI5YgtbPbBdCcYnf9zNpyX3b",\
          "requested_delivery_methods": []\
        },\
        "canceled_via": null,\
        "created_at": "2025-05-23T15:00:30.64Z",\
        "currency": "USD",\
        "expires_at": null,\
        "first_charge_at": "2025-05-23T15:00:30.00Z",\
        "linked_to": "MUvPwWkxGW4ddABQsnBe133o",\
        "linked_type": "MERCHANT",\
        "next_billing_date": {\
          "day": 23,\
          "month": 5,\
          "year": 2025\
        },\
        "nickname": "My awesome subscription",\
        "start_subscription_at": "2025-05-23T00:00:00.000Z",\
        "state": "ACTIVE",\
        "subscription_details": {\
          "collection_method": "BILL_AUTOMATICALLY",\
          "discount_phase_details": null,\
          "send_invoice": false,\
          "send_receipt": false,\
          "trial_details": null\
        },\
        "subscription_link_id": null,\
        "subscription_phase": "EVERGREEN",\
        "subscription_plan_id": "subscription_plan_copEkD65sYwiLR39ffSWk",\
        "tags": {},\
        "total_billing_intervals": null,\
        "updated_at": "2025-05-23T15:00:44.43Z"\
      }\
    ]
  },
  "entity": "subscription",
  "id": "event_4K9BCzgFetumnw4JGat7r5",
  "occurred_at": "2025-05-23T15:01:11.134482181",
  "system_generated_idempotency_id": "4K9BCzgFetumnw4JGat7r5",
  "type": "created"
}

link to subscription-updated Subscription Updated

The event you receive when a Subscription is updated.


link to refund-debit Refund, Debit

The event you receive when refunding or reversing a debit.

The event that gets sent has:

{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-26T23:47:33.443",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 100,\
                "trace_id": "df499916-5cda-45f0-b1d9-3d59460cd867",\
                "fee": 0,\
                "destination": "PI5JEJTNwLzZ8rMMFV9QkaHz",\
                "raw": null,\
                "created_at": "2020-04-26T23:47:33.17Z",\
                "source": null,\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "type": "REVERSAL",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX FLOWERS",\
                "ready_to_settle_at": null,\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T23:47:33.39Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRxiRsBXhWp7ZdVwkRiEEjFm",\
                "state": "PENDING"\
            }\
        ]
    }
}

link to refund-referenced-card-present Refund, Referenced (Card Present)

The events you receive when a Card Present Transfer gets refunded/reversed.

link to transfer-created-3 Transfer Created

The event you receive when a Transfer gets created to refund a transaction. A Transfer created to process a refund will have type: REVERSAL.

{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:37:36.256",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 1000,\
                "trace_id": "FNX2kW6zCR27aD9rqgxzXuHRE",\
                "fee": 0,\
                "destination": "PInJceezonsp9C5Vcta3azs1",\
                "raw": null,\
                "created_at": "2020-04-29T20:37:33.74Z",\
                "source": null,\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "REVERSAL",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": "2020-04-29T20:37:35.87Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:37:35.87Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TR9c8iiP5dsWnqQvMQgWowH1",\
                "state": "PENDING",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to transfer-updated-3 Transfer Updated

The event you receive when a reversal Transfer gets updated to SUCCEEDED.

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:37:35.955",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 1000,\
                "trace_id": "FNX2kW6zCR27aD9rqgxzXuHRE",\
                "fee": 0,\
                "destination": "PInJceezonsp9C5Vcta3azs1",\
                "raw": null,\
                "created_at": "2020-04-29T20:37:33.74Z",\
                "source": null,\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "REVERSAL",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": null,\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:37:35.87Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TR9c8iiP5dsWnqQvMQgWowH1",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to transfer-ready-to-settle Transfer Ready to Settle

The event you receive when the Transfer is ready for approval in a Settlement. A transfer is ready to settle when ready_to_settle_at gets updated with a timestamp.


link to refund-unreferenced-card-present-swipe-card Refund, Unreferenced (Card Present Swipe Card)

The events you receive when an unreferenced refund gets processed for a card present transaction.

link to transfer-created-4 Transfer Created

The event you receive when a Transfer gets created to refund a transaction where the card was swiped. A Transfer created to process a refund for a swiped card will have type: CREDIT.

{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:38:15.648",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 5000,\
                "trace_id": "FNX4KXt8NXXttQZAghLj4jxtR",\
                "fee": 0,\
                "destination": "PI2KVAR4aohyZB9FTi23s18L",\
                "raw": null,\
                "created_at": "2020-04-29T20:38:15.49Z",\
                "source": null,\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "CREDIT",\
                "tags": {\
                    "order_number": "test"\
                },\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": null,\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:38:15.59Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRc7FYetjSmUbKFVUTG5cJKq",\
                "state": "PENDING",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to transfer-updated-4 Transfer Updated

The event you receive when a reversal Transfer gets updated to SUCCEEDED.

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:38:30.613",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 5000,\
                "trace_id": "FNX4KXt8NXXttQZAghLj4jxtR",\
                "fee": 0,\
                "destination": "PI2KVAR4aohyZB9FTi23s18L",\
                "raw": null,\
                "created_at": "2020-04-29T20:38:15.49Z",\
                "source": null,\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "CREDIT",\
                "tags": {\
                    "order_number": "test"\
                },\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": null,\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:38:30.56Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRc7FYetjSmUbKFVUTG5cJKq",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to transfer-ready-to-settle-1 Transfer Ready to Settle

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:38:30.335",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 5000,\
                "trace_id": "FNX4KXt8NXXttQZAghLj4jxtR",\
                "fee": 0,\
                "destination": "PI2KVAR4aohyZB9FTi23s18L",\
                "raw": null,\
                "created_at": "2020-04-29T20:38:15.49Z",\
                "source": null,\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "CREDIT",\
                "tags": {\
                    "order_number": "test"\
                },\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": "2020-04-29T20:38:30.29Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:38:30.28Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRc7FYetjSmUbKFVUTG5cJKq",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to sale-with-emv-card-card-present Sale with EMV Card (Card Present)

The events you receive when processing a Transfer with an EMV card.

link to transfer-created-5 Transfer Created

The event you receive when a Transfer gets created to process a Transfer with an EMV card. The Transfer gets created with state: PENDING.

{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:40.5",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 20000,\
                "trace_id": "FNXaEQJjdH6SLSNcU3JgUXenX",\
                "fee": 0,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:32:40.39Z",\
                "source": "PIbARkH2cDxpXChBDTDtGzZz",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "DEBIT",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": null,\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:32:40.46Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRj4BxdJJu3XHF2xh9BgF8J9",\
                "state": "PENDING",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to transfer-updated-5 Transfer Updated

The event you receive when a Transfer gets updated to SUCCEEDED.

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:57.697",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 20000,\
                "trace_id": "FNXaEQJjdH6SLSNcU3JgUXenX",\
                "fee": 0,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:32:40.39Z",\
                "source": "PIbARkH2cDxpXChBDTDtGzZz",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "DEBIT",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": null,\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:32:57.55Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRj4BxdJJu3XHF2xh9BgF8J9",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to transfer-ready-to-settle-2 Transfer Ready to Settle

The event you receive when the Transfer is ready for approval in a Settlement. A transfer is ready to settle when ready_to_settle_at gets updated with a timestamp.

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:56.547",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 20000,\
                "trace_id": "FNXaEQJjdH6SLSNcU3JgUXenX",\
                "fee": 0,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:32:40.39Z",\
                "source": "PIbARkH2cDxpXChBDTDtGzZz",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "DEBIT",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": "2020-04-29T20:32:56.51Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:32:56.50Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRj4BxdJJu3XHF2xh9BgF8J9",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to sale-with-manual-entry-card-present Sale with Manual Entry (Card Present)

The events you receive when a Transfer is created for a transaction processed via manual entry.

link to transfer-created-6 Transfer Created

The event you receive when a Transfer gets created for a transaction processed via manual entry.

{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:34:06.854",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 20000,\
                "trace_id": "FNXaarxCYxm5ckVFPiyCKh8d1",\
                "fee": 0,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:34:06.69Z",\
                "source": "PInJceezonsp9C5Vcta3azs1",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "DEBIT",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": null,\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:34:06.80Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRqq52oDiPVv3WJNb1B7M1UU",\
                "state": "PENDING",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to transfer-updated-6 Transfer Updated

The event you receive when a Transfer gets updated to SUCCEEDED.

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:35:13.819",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 20000,\
                "trace_id": "FNXaarxCYxm5ckVFPiyCKh8d1",\
                "fee": 0,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:34:06.69Z",\
                "source": "PInJceezonsp9C5Vcta3azs1",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "DEBIT",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": null,\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:35:13.57Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRqq52oDiPVv3WJNb1B7M1UU",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to transfer-ready-to-settle-3 Transfer Ready to Settle

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:35:11.986",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 20000,\
                "trace_id": "FNXaarxCYxm5ckVFPiyCKh8d1",\
                "fee": 0,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:34:06.69Z",\
                "source": "PInJceezonsp9C5Vcta3azs1",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "DEBIT",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": "2020-04-29T20:35:11.94Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:35:11.93Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRqq52oDiPVv3WJNb1B7M1UU",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to sale-with-manual-entry-card-present-1 Sale with Manual Entry (Card Present)

The events you receive when a Transfer gets created for card present transactions.

link to transfer-created-7 Transfer Created

The event you receive when a Transfer gets created to process a card present transaction.

{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:07.555",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 20000,\
                "trace_id": "FNXrkV69dG3nU4fNmW4Mtwpoo",\
                "fee": 0,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:32:07.37Z",\
                "source": "PI3WYRq5CjwrMAUV8STDXYJJ",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "DEBIT",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": null,\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:32:07.50Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRgCH1Mo7dn9m1abgFDjQBzo",\
                "state": "PENDING",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to transfer-attempt-created Transfer Attempt Created

The event you receive when a Transfer Attempt gets created to process a hosted payment.

{
  "type": "created",
  "entity": "transfer_attempt",
  "occurred_at": "2020-04-29T20:31:32.348",
  "_embedded": {
    "transfer_attempts": [\
      {\
        "id" : "transfer_attempt_ciACBK59kDhfx2Mi4Vy81",\
        "created_at" : "2024-12-27T05:52:07.44Z",\
        "updated_at" : "2024-12-27T05:52:07.44Z",\
        "merchant_id" : "MUmfEGv5bMpSJ9k5TFRUjkmm",\
        "application_id" : "APc9vhYcPsRuTSpKD9KpMtPe",\
        "amount" : 200,\
        "currency" : "USD",\
        "state" : "SUCCEEDED",\
        "payment_frequency" : "ONE_TIME",\
        "transfer_id" : "TRodANv8j3CVRUQz4sgZa8sK",\
        "payment_instrument_id" : "PI7AS61AmsnJQ5Y7sL7dM1Ux",\
        "entity_id" : "payment_link_ciACu5E9CqjqTmPq4k5WT",\
        "entity_type" : "PAYMENT_LINK",\
        "buyer_details" : {\
          "first_name" : "",\
          "last_name" : "",\
          "email" : "test@gmail.com",\
          "identity_id" : "IDew6Bkcj1AwEP2aWhjjfdqS",\
          "phone" : null,\
          "billing_address" : null,\
          "shipping_address" : {\
            "city" : null,\
            "country" : "USA",\
            "line1" : null,\
            "line2" : null,\
            "postal_code" : null,\
            "region" : null\
          }\
        },\
        "failure_code" : null,\
        "failure_message" : null,\
        "tags" : { },\
        "recipient_details" : null,\
        "operation_key" : "SALE",\
        "type" : "DEBIT",\
        "recipient_merchant_id" : null,\
        "receipt_requested_delivery_methods" : [ {\
          "type" : "EMAIL",\
          "destinations" : [ "test@gmail.com" ]\
        } ],\
        "additional_buyer_charges" : null,\
        "amount_requested" : 200\
      }\
    ]
  }
}

link to transfer-attempt-updated Transfer Attempt Updated

The event you receive when a Transfer Attempt is updated.

{
  "type": "created",
  "entity": "transfer_attempt",
  "occurred_at": "2020-04-29T20:31:32.348",
  "_embedded": {
    "transfer_attempts": [\
      {\
        "id" : "transfer_attempt_ciACBK59kDhfx2Mi4Vy81",\
        "created_at" : "2024-12-27T05:52:07.44Z",\
        "updated_at" : "2024-12-27T06:52:07.44Z",\
        "merchant_id" : "MUmfEGv5bMpSJ9k5TFRUjkmm",\
        "application_id" : "APc9vhYcPsRuTSpKD9KpMtPe",\
        "amount" : 200,\
        "currency" : "USD",\
        "state" : "SUCCEEDED",\
        "payment_frequency" : "ONE_TIME",\
        "transfer_id" : "TRodANv8j3CVRUQz4sgZa8sK",\
        "payment_instrument_id" : "PI7AS61AmsnJQ5Y7sL7dM1Ux",\
        "entity_id" : "payment_link_ciACu5E9CqjqTmPq4k5WT",\
        "entity_type" : "PAYMENT_LINK",\
        "buyer_details" : {\
          "first_name" : "",\
          "last_name" : "",\
          "email" : "test@gmail.com",\
          "identity_id" : "IDew6Bkcj1AwEP2aWhjjfdqS",\
          "phone" : null,\
          "billing_address" : null,\
          "shipping_address" : {\
            "city" : null,\
            "country" : "USA",\
            "line1" : null,\
            "line2" : null,\
            "postal_code" : null,\
            "region" : null\
          }\
        },\
        "failure_code" : null,\
        "failure_message" : null,\
        "tags" : {\
          "new key": "new value"\
        },\
        "recipient_details" : null,\
        "operation_key" : "SALE",\
        "type" : "DEBIT",\
        "recipient_merchant_id" : null,\
        "receipt_requested_delivery_methods" : [ {\
          "type" : "EMAIL",\
          "destinations" : [ "test@gmail.com" ]\
        } ],\
        "additional_buyer_charges" : null,\
        "amount_requested" : 200\
      }\
    ]
  }
}

link to identity-created-2 Identity Created

The event you receive when an Identity gets created. The new Identity gets used to create the Payment Instrument for the non EMV card.

{
    "type": "created",
    "entity": "identity",
    "occurred_at": "2020-04-29T20:32:07.637",
    "_embedded": {
        "identitys": [\
            {\
                "application": null,\
                "updated_at": "2020-04-29T20:32:07.37Z",\
                "created_at": "2020-04-29T20:32:07.37Z",\
                "id": "ID6ckSipRZQE6jDRYS78qEeH",\
                "entity": {\
                    "title": null,\
                    "first_name": null,\
                    "last_name": null,\
                    "email": null,\
                    "business_name": null,\
                    "business_type": null,\
                    "doing_business_as": null,\
                    "phone": null,\
                    "business_phone": null,\
                    "personal_address": null,\
                    "business_address": null,\
                    "mcc": null,\
                    "dob": null,\
                    "max_transaction_amount": 0,\
                    "amex_mid": null,\
                    "discover_mid": null,\
                    "url": null,\
                    "annual_card_volume": 0,\
                    "has_accepted_credit_cards_previously": false,\
                    "incorporation_date": null,\
                    "principal_percentage_ownership": null,\
                    "short_business_name": null,\
                    "ownership_type": null,\
                    "tax_authority": null,\
                    "tax_id_provided": false,\
                    "business_tax_id_provided": false,\
                    "default_statement_descriptor": null\
                },\
                "identity_roles": [],\
                "tags": {}\
            }\
        ]
    }
}

link to transfer-updated-7 Transfer Updated

The event you receive when a Transfer gets updated to SUCCEEDED.

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:31.508",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 20000,\
                "trace_id": "FNXrkV69dG3nU4fNmW4Mtwpoo",\
                "fee": 0,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:32:07.37Z",\
                "source": "PI3WYRq5CjwrMAUV8STDXYJJ",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "DEBIT",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": null,\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:32:31.32Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRgCH1Mo7dn9m1abgFDjQBzo",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to transfer-ready-to-settle-4 Transfer Ready to Settle

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-29T20:32:29.772",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 20000,\
                "trace_id": "FNXrkV69dG3nU4fNmW4Mtwpoo",\
                "fee": 0,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-29T20:32:07.37Z",\
                "source": "PI3WYRq5CjwrMAUV8STDXYJJ",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDgk8BqH6Kp176UF7KsQecio",\
                "type": "DEBIT",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX",\
                "ready_to_settle_at": "2020-04-29T20:32:29.67Z",\
                "application": "APiDZzAY28F2uSz47L88EuPk",\
                "updated_at": "2020-04-29T20:32:29.66Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRgCH1Mo7dn9m1abgFDjQBzo",\
                "state": "SUCCEEDED",\
                "device": "DV4b5w1TNAkBu9RTgXU7C19b"\
            }\
        ]
    }
}

link to settlement-accruing Settlement Accruing

The event you receive when a Settlement begins accruing transactions. This is the first webhook that is received for a Settlement.

{
    "type": "accruing_started",
    "entity": "settlement",
    "occurred_at": "2018-03-06T20:41:34.277",
    "_embedded": {
        "settlements": [\
            {\
                "id": "STc4qcqYJn4tKaD6bkHzkzMG",\
                "application": "APcL6gyMzeFqDf6RHJid3SEq",\
                "tags": {},\
                "identity": "ID57iuPnKwuopPn93YsGmvkP",\
                "currency": "USD",\
                "merchant_id": "MUgRjRrRwDyMbzS6CVQYPECC",\
                "created_at": "2022-08-18T19:00:00.93Z",\
                "updated_at": "2022-08-18T19:00:00.93Z",\
                "processor": "DUMMY_V1",\
                "type": "MERCHANT_REVENUE",\
                "funds_flow": null,\
                "payment_type": null,\
                "total_amount": 662154,\
                "total_fees": 19232,\
                "total_fee": 19232,\
                "net_amount": 642922,\
                "destination": null,\
                "status": "PENDING"\
            }\
        ]
    }
}

link to settlement-approved Settlement Approved

The event sent when a Merchant approves a Settlement.

{
    "type": "updated",
    "entity": "settlement",
    "occurred_at": "2022-05-05T22:19:42.101668",
    "_embedded": {
        "settlements": [\
            {\
                "total_fees": 54321,\
                "destination": null,\
                "created_at": "2022-05-05T16:51:24.75Z",\
                "merchant_id": "MUvrfZpyZtaaFWJjBt2kSd5t",\
                "type": "MERCHANT_REVENUE",\
                "processor": "DUMMY_V1",\
                "tags": {},\
                "payment_type": null,\
                "application": "AP67hTPMFqeM9mvCkRN81c4f",\
                "updated_at": "2022-05-05T22:19:39.51Z",\
                "total_amount": 0,\
                "identity": "IDigyAkvecqA4KBKkvUbK9gP",\
                "total_fee": 54321,\
                "currency": "USD",\
                "id": "STjWJZEp51zLebP78s974o1w",\
                "net_amount": -54321,\
                "funds_flow": "NET",\
                "status": "APPROVED"\
            }\
        ]
    }
}

link to settlement-created Settlement Created

The event you receive when a Settlement closes and awaiting Finix approval.. This is the second webhook that is received for a Settlement.

{
    "type": "created",
    "entity": "settlement",
    "occurred_at": "2022-08-18T16:45:30.253835",
    "_embedded": {
        "settlements": [\
            {\
                "total_fees": 1388,\
                "destination": null,\
                "created_at": "2022-08-18T16:30:06.07Z",\
                "merchant_id": "MUeDVrf2ahuKc9Eg5TeZugvs",\
                "type": "MERCHANT_REVENUE",\
                "processor": "DUMMY_V1",\
                "tags": {},\
                "payment_type": null,\
                "application": "APgPDQrLD52TYvqazjHJJchM",\
                "updated_at": "2022-08-18T16:45:27.03Z",\
                "total_amount": 49380,\
                "identity": "IDuqZpDw28f2KK6YuDk4jNLg",\
                "total_fee": 1388,\
                "currency": "USD",\
                "id": "STzcJD5WSsMojBzsuH65N8j",\
                "net_amount": 47992,\
                "funds_flow": "NET",\
                "status": "AWAITING_APPROVAL"\
            }\
        ]
    }
}

link to settlement-funding-transfer-created Settlement Funding Transfer Created

The event you receive when the funding transfer of a Settlement gets created for a Merchant.

{
    "id": "event_8hv9UJRJG4LweMMoDgys5a",
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2022-12-13T19:12:53.829814",
    "_embedded": {
        "transfers": [\
            {\
                "fee": 0,\
                "destination": "PIshDA1jsiEJH5RStcctoqGR",\
                "created_at": "2022-12-13T19:12:52.49Z",\
                "failure_message": null,\
                "fee_type": "CARD_FIXED",\
                "source": null,\
                "type": "CREDIT",\
                "additional_buyer_charges": null,\
                "statement_descriptor": null,\
                "additional_healthcare_data": null,\
                "updated_at": "2022-12-13T19:12:52.58Z",\
                "subtype": "SETTLEMENT_MERCHANT",\
                "amount_requested": 194408,\
                "currency": "USD",\
                "id": "TRund4D4dYB3EoMFjHADw1X4",\
                "state": "PENDING",\
                "idempotency_id": null,\
                "amount": 194408,\
                "failure_code": null,\
                "trace_id": "770788e0-84eb-4350-81a8-34d5d4fa4201",\
                "address_verification": null,\
                "security_code_verification": null,\
                "raw": null,\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDtLE8194YeihTtmtTSzucoP",\
                "tags": {},\
                "ready_to_settle_at": null,\
                "application": "AP7Geeyfse2KNHiZU6BYZqo5",\
                "externally_funded": "UNKNOWN",\
                "messages": []\
            }\
        ]
    }
}

link to settlement-updated-and-awaiting-approval Settlement Updated and Awaiting Approval

The event you receive after Finix approves a Settlement and it becomes available for approval.

{
    "id": "event_9op0ILKJG4LweMMoDers4l",
    "type": "updated",
    "entity": "settlement",
    "occurred_at": "2023-02-16T22:19:57.64Z",
    "_embedded": {
        "transfers": [\
            {\
                "id": "ST2sg1vzfNdeNBr8a4iqVxDt",\
                "created_at": "2023-02-16T22:19:57.64Z",\
                "updated_at": "2023-02-16T22:37:05.11Z",\
                "adjustment_credit_amount": 0,\
                "adjustment_credit_count": 0,\
                "adjustment_debit_amount": 0,\
                "adjustment_debit_count": 0,\
                "application": "APxxJrYiqedWNXKsbKz939r8",\
                "auto_close_time": "2023-02-17T13:00:00.00Z",\
                "currency": "USD",\
                "dispute_credit_amount": 0,\
                "dispute_credit_count": 0,\
                "dispute_debit_amount": 0,\
                "dispute_debit_count": 0,\
                "exception": false,\
                "externally_funded_amount": 0,\
                "externally_funded_count": 0,\
                "fee_count": 12,\
                "finix_fee_count": 0,\
                "merchant": "MUnawwFb6vCdrnteVtPDdwmK",\
                "payout_plan": "POa1KmjxP1RXXg3nWdhoPSfG",\
                "processor_type": "DUMMY_V1",\
                "reverse_amount": 0,\
                "reverse_count": 0,\
                "schedule_type": "DAILY",\
                "settlement_group": "SG2senctJE9aMysfYz7AUheu",\
                "split_count": 0,\
                "status": "AWAITING_APPROVAL",\
                "tags": {},\
                "total_amount": 39450,\
                "total_fee_amount": 1857,\
                "total_finix_fee_amount": 0,\
                "total_split_amount": 0,\
                "transfer_credit_amount": 0,\
                "transfer_credit_count": 0,\
                "transfer_debit_amount": 39450,\
                "transfer_debit_count": 6,\
                "window_end": "2023-02-16T22:37:00.00Z",\
                "window_start": "2023-02-16T05:00:00.00Z"\
            }\
        ]
    }
}

link to transfer-cancelled Transfer Cancelled

The event you receive when a Transfer gets cancelled.

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2022-08-09T22:30:09.692475",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": "4c39e773d04d60eb24ea767258cec28b",\
                "amount": 3238,\
                "trace_id": "FNX4hvw94KQPfipvLZVUUSx8y",\
                "failure_code": null,\
                "fee": 0,\
                "destination": null,\
                "raw": null,\
                "created_at": "2022-08-07T16:20:29.40Z",\
                "source": "PI8EV9PDtnTomU1SbhtXfss1",\
                "merchant": "MUeDVrf2ahuKc9Eg5TeZugvs",\
                "merchant_identity": "IDndzozsxaoZFPLgCAhTgpaN",\
                "failure_message": null,\
                "type": "DEBIT",\
                "tags": {},\
                "statement_descriptor": "FI *BEYOND",\
                "additional_buyer_charges": null,\
                "ready_to_settle_at": null,\
                "application": "APwug8rgLYVRAvDvBeuF3oFU",\
                "updated_at": "2022-08-09T22:30:08.48Z",\
                "subtype": "API",\
                "externally_funded": "UNKNOWN",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRsXVRii1UWCGYG1XKXbpEVw",\
                "state": "CANCELED"\
            }\
        ]
    }
}

link to transfer-created-bank-account-debit Transfer Created (Bank Account Debit)

The events you receive using ACH (also called eCheck) to debit a bank account.

link to transfer-created-8 Transfer Created

The event you receive when a transfer gets created to debit a bank account.

{
    "type": "created",
    "entity": "transfer",
    "occurred_at": "2020-04-26T23:41:55.297",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 95073,\
                "trace_id": "c2bf4ba1-ef59-4c1d-9313-8a46c096cf95",\
                "fee": 9507,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-26T23:41:55.13Z",\
                "source": "PI4CxWXFQBPjTiU1F1oUcRqz",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "type": "DEBIT",\
                "tags": {\
                    "order_number": "21DFASJSAKAS"\
                },\
                "statement_descriptor": "FIN*FINIX FLOWERS",\
                "ready_to_settle_at": null,\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T23:41:55.23Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRhb7bDRw4TQwUrGj7zCetVG",\
                "state": "PENDING"\
            }\
        ]
    }
}

link to transfer-succeeded Transfer Succeeded

The event you receive when a Transfer gets updated to SUCCEEDED.

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-26T23:42:18.582",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 95073,\
                "trace_id": "c2bf4ba1-ef59-4c1d-9313-8a46c096cf95",\
                "fee": 9507,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-26T23:41:55.13Z",\
                "source": "PI4CxWXFQBPjTiU1F1oUcRqz",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "type": "DEBIT",\
                "tags": {\
                    "order_number": "21DFASJSAKAS"\
                },\
                "statement_descriptor": "FIN*FINIX FLOWERS",\
                "ready_to_settle_at": null,\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T23:42:18.53Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRhb7bDRw4TQwUrGj7zCetVG",\
                "state": "SUCCEEDED"\
            }\
        ]
    }
}

link to transfer-updated-succeeded Transfer Updated (Succeeded)

The events that get sent when a Transfer gets updated to SUCCEEDED.

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-26T23:51:06.063",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 100,\
                "trace_id": "df499916-5cda-45f0-b1d9-3d59460cd867",\
                "fee": 0,\
                "destination": "PI5JEJTNwLzZ8rMMFV9QkaHz",\
                "raw": null,\
                "created_at": "2020-04-26T23:47:33.17Z",\
                "source": null,\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "type": "REVERSAL",\
                "tags": {},\
                "statement_descriptor": "FIN*FINIX FLOWERS",\
                "ready_to_settle_at": null,\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T23:48:12.40Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRxiRsBXhWp7ZdVwkRiEEjFm",\
                "state": "SUCCEEDED"\
            }\
        ]
    }
}

link to transfer-updated-ready-to-settle Transfer Updated (Ready to Settle)

{
    "type": "updated",
    "entity": "transfer",
    "occurred_at": "2020-04-26T23:51:27.34",
    "_embedded": {
        "transfers": [\
            {\
                "idempotency_id": null,\
                "amount": 95073,\
                "trace_id": "c2bf4ba1-ef59-4c1d-9313-8a46c096cf95",\
                "fee": 9507,\
                "destination": null,\
                "raw": null,\
                "created_at": "2020-04-26T23:41:55.13Z",\
                "source": "PI4CxWXFQBPjTiU1F1oUcRqz",\
                "merchant": "MU7cXuKj2xx41hhZZi6bZ13A",\
                "merchant_identity": "IDdpvBpQ9m6D3JDCRq9UDB2E",\
                "type": "DEBIT",\
                "tags": {\
                    "order_number": "121212123"\
                },\
                "statement_descriptor": "FIN*FINIX FLOWERS",\
                "ready_to_settle_at": "2020-04-27T04:00:00.00Z",\
                "application": "APkBUdiWzBjUAkfnbkirXs6d",\
                "updated_at": "2020-04-26T23:51:27.27Z",\
                "subtype": "API",\
                "messages": [],\
                "currency": "USD",\
                "id": "TRhb7bDRw4TQwUrGj7zCetVG",\
                "state": "SUCCEEDED"\
            }\
        ]
    }
}

link to funding-transfer-attempt-created Funding Transfer Attempt Created

The event you receive when a Funding Transfer Attempt gets created. Funding Transfer Attempts are used for settlement instant payouts.

{
    "id": "event_tWshA2ni3ypPgsEfA38UQb",
    "system_generated_idempotency_id": "tWshA2ni3ypPgsEfA38UQb",
    "type": "updated",
    "entity": "funding_transfer_attempt",
    "occurred_at": "2025-01-27T22:08:58.270890776",
    "_embedded": {
        "funding_transfer_attempts": [\
            {\
                "amount": 1000,\
                "failure_code": null,\
                "settlement_id": "ST21qGT94EoDyyDuuivppQ5Z",\
                "created_at": "2025-01-27T22:07:39.33Z",\
                "failure_message": null,\
                "merchant_id": "MUtyBMRg9V6SH5m1SSNrvdaU",\
                "application_id": "APeiHHWMaRgg3zcUTUVj6xuk",\
                "instrument_id": "PIvbR383jYuAv9BU3NTZFBB5",\
                "updated_at": "2025-01-27T22:07:41.11Z",\
                "funding_transfer_id": null,\
                "currency": "USD",\
                "id": "funding_transfer_attempt_p13eJSrJsmpfB2H7c33W3y",\
                "state": "PENDING"\
            }\
        ]
    }
}

link to funding-transfer-attempt-updated Funding Transfer Attempt Updated

The event you receive when a Funding Transfer Attempt gets created. Funding Transfer Attempts are used for settlement instant payouts. You can track changes to state and funding_transfer_id using this webhook.

{
    "id": "event_bMFrW4JsdKhgub4QyQ2q4W",
    "system_generated_idempotency_id": "bMFrW4JsdKhgub4QyQ2q4W",
    "type": "updated",
    "entity": "funding_transfer_attempt",
    "occurred_at": "2025-01-27T22:10:37.45411079",
    "_embedded": {
        "funding_transfer_attempts": [\
            {\
                "amount": 1000,\
                "failure_code": null,\
                "settlement_id": "STaQiUn9EraADgE6APjD2vwf",\
                "created_at": "2025-01-27T22:09:48.69Z",\
                "failure_message": null,\
                "merchant_id": "MUtyBMRg9V6SH5m1SSNrvdaU",\
                "application_id": "APeiHHWMaRgg3zcUTUVj6xuk",\
                "instrument_id": "PIhm2APRxomyiQ16jnDTGQnm",\
                "updated_at": "2025-01-27T22:09:50.71Z",\
                "funding_transfer_id": "TRerSoEHQLPdU41s8YwAbh2n",\
                "currency": "USD",\
                "id": "funding_transfer_attempt_2fqSr4tc74MBBh1a1bYQVF",\
                "state": "SUCCEEDED"\
            }\
        ]
    }
}

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