Simplify merchant compliance

Make it easy for your merchants to be compliant with prefilled forms, and monitor completions and statuses in one centralized dashboard.

Manage merchant compliance forms more efficiently

Gain visibility and control over your Payment Card Industry Data Security Standard (PCI DSS) compliance form management:

• Get a holistic view of form statuses and completions, manage due dates, and customize notification settings
• Generate one-time forms per merchant, invalidate expirations, and trigger new forms as needed
• Create a paper trail of merchant submissions and completed forms
• Export custom CSV reports of compliance form data for reliable recordkeeping

How it works

• 01 / 03

Automate form generation

The Finix API automatically creates SAQ forms for each of your merchants at onboarding and annually as needed, so you can automate compliance management.

• 02 / 03

Let merchants confirm they are compliant with just a few clicks

Make it simple for merchants to confirm compliance by digitally signing their prefilled SAQ forms. Each form is prefilled with merchant business and compliance information to speed up the process.

• 03 / 03

Stay on top of due dates and form statuses

Dashboard and email notifications, along with centralized reporting, make it simple to keep track of your merchants' compliance deadlines and statuses and to identify problem areas.

Explore payments compliance insights

• 
  
  Compliance, risk, and security
  
  April 16, 2026
  
  How Level 2 and Level 3 Credit Card Processing Lowers Interchange Fees
  
  Level 2 and Level 3 credit card processing refers to the additional transaction data merchants can submit to qualify for lower interchange rates on commercial card payments. When implemented correctly, this can significantly reduce payment processing costs B2B businesses, SaaS platforms, and marketplaces. However, the landscape has changed. As of January 2026, Visa has retired its Level 2 program, meaning Level 3 data (now part of its Commercial Enhanced Data Program, or CEDP) is the primary path to interchange savings on Visa commercial cards.](/content/resources/blogs/lowering-payment-processing-rates-with-level-2-and-level-3-processing/index.html)

• 
  
  Compliance, risk, and security
  
  December 4, 2025
  
  From Advisory to Action: Preparing for Visa’s VAMP Enforcement
  
  As the payments world shifts under the weight of evolving fraud, dispute, and enumeration risk, Visa’s new Visa Acquirer Monitoring Program (VAMP) has landed. With enforcement beginning October 1, 2025, the stakes are higher for merchants and acquirers alike. At Finix, we believe preparedness and robust payments infrastructure are critical. That’s why we’re positioning ourselves to help merchants move from advisory‑phase awareness to absolute compliance and long‑term resilience.](/content/resources/blogs/visa-vamp-enforcement-merchant-guide/index.html)

• 
  
  Compliance, risk, and security
  
  October 7, 2025
  
  Visa’s Level 2 and Level 3 Programs Are Changing: Meet CEDP
  
  A new era of B2B payments has arrived, bringing opportunities. Visa is retiring its long-standing Level 2 and Level 3 interchange programs and introducing the Commercial Enhanced Data Program (CEDP), a modern standard designed to reward merchants and partners who provide accurate, detailed transaction data. Beginning October 17, 2025, Visa will start validating transaction data under this new program. Merchants and partners who adapt quickly and meet these standards can unlock reduced interchange rates, stronger data transparency, and lasting operational efficiencies. With Level 2 set to sunset in 2026, now is the moment to get ahead and turn compliance into a competitive advantage.](/content/resources/blogs/visa-level-2-3-programs-changing-cedp/index.html)

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